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The Guide to Chase’s Travel Portal

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Table of Contents

Who can use Chase's travel portal?

How to use chase's travel portal, other things you can do in chase's portal, chase travel contact options, chase's travel portal can be lucrative.

Chase Ultimate Rewards® points are among the most useful rewards you can earn. When it comes time to redeem them, you will be directed to Chase's travel portal. This is where you can book flights, hotels and rental cars with points, redeem them for merchandise and gift cards, or transfer points to other programs.

Should you redeem points to pay for a trip instead of using cash or transfer them to a loyalty program partner to get better value? You'll need to do a little homework to find the right answer as each situation is different.

Chase points are the currency you earn when using cards like Chase Sapphire Preferred® Card or Chase Sapphire Reserve® . They are superior in many ways to other point currencies because  you earn more than one penny in value  per point with these two cards. For example, when redeeming through Chase's travel portal, the Chase Sapphire Reserve® will net you 1.5 cents in value per point and the Chase Sapphire Preferred® Card will net you 1.25 cents in value per point. When you transfer to a partner, your per-point-value may be even greater.

With the travel portal, you can redeem points to pay for an entire trip or you can use a mix of points and cash to cover a travel booking. You can also pay all in cash, earning 5 to 10 points per $1 spent, depending on the card you have. Using points for travel is the most valuable way to extract value from Chase Ultimate Rewards® for most people.

It's an efficient website, but some irritants snag even savvy travelers. Let's dig into Chase's travel portal's good and bad. You'll find that it is mostly good, if not great.

Chase cards vary in earning and redemption benefits so you will want to pay attention to which one you use, especially if you have more than one card. The most valuable cards earn Ultimate Rewards® points, but some Chase cards, like the United℠ Explorer Card , earn miles or points in that co-branded program (in this example, United MileagePlus miles ).

Let’s review the cards that earn Chase Ultimate Rewards®, with the most rewarding cards first. Keep in mind that if you have more than one of these cards, you can move points between Chase Ultimate Rewards® accounts to redeem them from an account that delivers more cents per point in value.

These cards earn Chase Ultimate Rewards® and provide access to Chase's travel portal:

Chase Sapphire Reserve® .

Chase Sapphire Preferred® Card .

Ink Business Preferred® Credit Card .

Chase Freedom Unlimited® .

Chase Freedom Flex® .

Ink Business Cash® Credit Card .

Ink Business Unlimited® Credit Card .

Chase Freedom Rise Credit Card.

There is an important perk to remember if you have multiple cards. Since the Chase Sapphire Reserve® card offers 1.5 cents in value per point and the Ink Business Preferred® Credit Card and the Chase Sapphire Preferred® Card offer 1.25 cents in value, it is best to redeem points from these accounts rather than any other Chase card.

If you have one of those two premium cards and another Chase card (like Chase Freedom Unlimited® , for example), you can move your Ultimate Rewards® points from the Chase Freedom Unlimited® account to a premium card’s account (like the Chase Sapphire Reserve® card).

This strategy allows you to unlock half a cent more in value in seconds. It’s one of the best benefits of Ultimate Rewards® when you have a premium card and one of its no-fee cards.

Want to earn a bunch of points quickly to make a redemption? The sign-up bonuses on these cards can rake in extra points if you meet the terms and conditions.

on Chase's website

• 5 points per $1 on travel booked through Chase.

• 3 points per $1 on dining (including eligible delivery services and takeout), select streaming services and online grocery purchases (not including Target, Walmart and wholesale clubs).

• 2 points per $1 on other travel.

• 1 point per $1 on other purchases.

Point value in Chase's travel portal: 1.25 cents apiece.

• 10 points per $1 on Chase Dining, hotel stays and car rentals purchased through Chase.

• 5 points per $1 on air travel purchased through Chase.

• 3 points per $1 on other travel and dining not booked with Chase.

Point value in Chase's travel portal: 1.5 cents apiece.

• In the first year, 6.5% cash back on travel purchased through Chase, 4.5% cash back on drugstores and restaurants, and 3% on all other purchases on up to $20,000 in spending.

• After that, 5% cash back on travel purchased through Chase, 3% cash back at drugstores and restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Point value in Chase's travel portal: 1 cent apiece.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

» Learn more: The best travel credit cards right now

Here’s a primer on what you can and cannot do with Ultimate Rewards® points.

Log in to your account, then navigate to the Chase Ultimate Rewards® tab on the right of the screen. If you have more than one card that earns this currency, you can see each balance and select the account from which you want to redeem points.

Once you select the card, you’ll be taken to a homepage that shows the points you have earned and how you can redeem them. We recommend sticking to travel redemptions rather than using points for merchandise as the value diminishes significantly with the latter.

Select the "Travel" tab at the top of the screen. From here, you can decide whether to transfer points to a partner or redeem them as cash for a trip.

One of the best perks of using this travel portal to make a points redemption is that you still earn frequent flyer miles on most airline tickets since these are booked as a revenue ticket (not as an award redemption like when using airline miles to book a flight).

How to book award flights in Chase's travel portal

This is one of the more popular features of using points, but keep in mind it doesn't feature all airlines, which can be frustrating. Even if you find a flight on an airline's website or third-party booking site, it doesn't mean it will be available at Chase.

Enter the relevant details in the search bar to find a flight. Results can be filtered by stops, airline or price. Another benefit of this portal is that you aren't subject to award seat availability in the same way you might be when redeeming miles through an airline's program.

If there is a seat that could be bought with cash, you can usually redeem points for it. Plain and simple.

Compare how many miles you would need if booking directly with the airline with what Chase is charging.

If it would cost fewer points to book directly with the airline, you’ll want to use miles instead. For example, Delta co-branded American Express cardholders can often redeem their miles like cash on Delta’s website (at 1 cent per mile’s value). That’s just average, but if it is cheaper than what Chase is charging, consider that the better option. But don’t forget that airlines will add on taxes and fees when redeeming miles . Airfare booked with Chase Ultimate Rewards® points don't have additional costs tacked on — these are already bundled into the fare.

Another important note is that some low-cost airlines like Allegiant don't appear in search results. If you want to travel on a budget airline, then you'll need to visit those websites to compare fares.

You can pay in cash, points or a combination. Chase will display particular details about your fare, like whether assigned seats or checked bags are included. This may not take into account any elite status perks you hold.

How to book hotels in Chase's travel portal

You can also redeem points for hotel stays using Ultimate Rewards® points. This is great news, especially when staying at hotels where you may not have  elite status  or don't care about elite perks or points earned.

Keep in mind that when making a reservation outside a hotel’s official reservation channels, you won’t earn points in its program or be able to take advantage of elite status benefits. So if you have status with a hotel chain, this isn't the best value unless you are willing to forgo those benefits.

Making a reservation is straightforward. Enter the city and travel dates to see a list of hotels available for redemption. Then, you can redeem points or pay in cash for your trip.

Like with flights, compare the cost of Chase Ultimate Rewards® points with the number of points a hotel’s program is charging. A particular favorite is World of Hyatt, which still uses an award chart and, as a transfer partner of Chase Ultimate Rewards®, can often deliver more favorable deals when using Hyatt’s points rather than Chase points.

For example, it would cost about 9,000 Chase Ultimate Rewards® points to redeem a night at Hyatt Place London Heathrow Airport. But, if you transfer points to World of Hyatt, you would need 5,000 points for the same night’s stay.

How to book car rentals in Chase's travel portal

This is a great place to reserve rental cars using points, and Chase rental car insurance benefits apply when using the card and paying with points. But, for that to be the case, you will want to pay for part of the rental in cash so the insurance benefits are activated. To do that, pay with a combination of cash and points, and decline the rental company's insurance first.

How to book activities in Chase's travel portal

Activities available for booking through Chase's travel portal include tours and experiences at home or when traveling and airport transfers. Price comparison plays a role here, too, since many hotel brands have their own platforms like Marriott Bonvoy Moments or FIND Experiences from World of Hyatt. These allow you to redeem points for experiences.

Check which program is cheaper before redeeming Chase points if you find similar options in either program.

How to book cruises in Chase's travel portal

Since cruise bookings can be more complex, you will need to call Chase Ultimate Rewards® at 855-234-2542 to make a reservation. There are many ways to earn multiple points when booking a cruise that may be better than using Chase, but when redeeming points for a cruise , there can be a lot of value.

Using Chase's portal to make a travel reservation is also strategic, as depending on your card, you can earn a healthy stash of points this way. Just be sure to compare the benefits you can earn with the opportunity cost of booking elsewhere.

Benefits of booking travel in Chase's portal

Let’s say you have a premium card like Chase Sapphire Reserve® . It earns 5x points per $1 when booking flights through the portal. The sweet spot is when using this card for hotel stays and rental cars booked via the portal for 10x points per dollar spent. Consider what’s in your wallet, and decide which card will net the most points.

Another benefit is that you will earn miles from flights booked through the portal, even when redeeming Chase Ultimate Rewards® points since these are viewed as a revenue ticket.

Remember, you will want to compare if it is cheaper to redeem airline miles directly through a carrier’s redemption program or if you can use fewer points by redeeming Chase points via the portal.

Sometimes it might make more sense to transfer points from Chase to an airline partner when redeeming a flight (or a hotel program when making a hotel stay). Be as vigilant with price comparison when redeeming miles and points as you would when using cash.

Does Chase's travel portal price match?

No. You cannot submit a lower fare elsewhere for a price guarantee here since this isn't a publicly available site. It is only available to those who have a Chase card.

What else you need to know

When booking through this reservation site, keep in mind that most airlines and hotels cannot assist directly with a reservation. They see this as a third-party booking through Expedia and will direct you to Chase's agents.

Many travelers report the experience can be frustrating when travel disruptions or cancellations occur. Agents are friendly but can sometimes be limited in their abilities, often reading prompts on their screens in international call centers.

It can be a hazard booking a reservation with a third party, but the trade-off in redeeming points is worth it for some travelers.

If you do need to contact a Chase portal agent for support on a reservation made through the site — whether for a flight, hotel booking, car rental or activity — you've got one option: a good, old-fashioned telephone call.

Dial 866-331-0773 for assistance regarding changes or cancellations to your bookings.

You might have better luck dialing the support line for your specific Chase card. You might opt to give one of these a try:

Chase Sapphire Reserve® : 855-234-2542.

Chase Sapphire Preferred® Card : 866-331-0773.

All other cards: 866-951-6592.

If you compare prices and consider the opportunity cost of using the portal instead of booking elsewhere, you can almost always come out ahead.

You can save money, earn bonus points and travel better with transferable loyalty points like Chase Ultimate Rewards®. They have the flexibility and versatility necessary to deliver excellent value on travel (rather than being locked into one airline or hotel loyalty program). With the right card (or suite of cards), you’ll be able to accumulate points and benefits.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1.5%-5% Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Up to $300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

1%-5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Earn 5% on Chase travel purchased through Chase Travel®, 3% on dining and drugstores, and 1% on all other purchases.

$200 Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

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The Complete Guide To Using the Chase Travel Portal — Maximize Your Options

Katie Seemann

Senior Content Contributor and News Editor

377 Published Articles 62 Edited Articles

Countries Visited: 28 U.S. States Visited: 29

Senior Editor & Content Contributor

169 Published Articles 792 Edited Articles

Countries Visited: 41 U.S. States Visited: 28

Table of Contents

Why book travel through the chase travel portal, cards that earn chase ultimate rewards points, what are chase ultimate rewards points worth, earning chase points by booking travel, how to access the chase travel portal, how to book a flight through chase travel, how to book a hotel through chase travel, how to book a rental car through the chase travel portal, how to book activities through chase travel, how to book a cruise through the portal, how do the prices compare to other sites, other ways to use the chase travel portal, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our  Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Key Takeaways

• The Chase Ultimate Rewards Travel Portal allows cardholders to book travel using points at a fixed value, typically 1 to 1.5 cents per point, depending on the card.
• The portal offers flights, hotels, cruises, car rentals, and experiences. Users can pay with points, a Chase credit card, or a combination of both.
• You can also use the portal to pay with points at Amazon, Apple, and PayPal, purchase gift cards, and transfer points to Chase airline and hotel partners.

Chase Ultimate Rewards is one of the major transferrable points programs and a favorite among many travelers. Points are easy to earn and can be transferred to many different hotel and airline partners. But you can also book travel directly through Chase’s travel portal using Ultimate Rewards points.

Booking travel through the Chase Travel portal is simple and can be a great way to use your points.

We’ll show you everything you need to know about how to redeem your points, including the benefits, how to know what your points are worth, and how to book airlines, hotels, and more through the Chase Travel portal.

Generally, you can get maximum value from your Chase Ultimate Rewards points by transferring them to the Chase airline and hotel partners , so why are we talking about using points through a travel portal? While it’s true that the only way to get the highest value redemptions is by transferring, there is still a lot of value to be had by booking directly through the Chase Travel portal.

Flexibility

Flexibility is not often available with points bookings. Unlike an award booking, booking through Chase Travel is like using any other online travel agency (OTA) . There are no blackout dates or limited inventory award seats. If a flight or hotel is available, you can book it with points through the Chase travel portal.

You Can Earn Frequent Flyer Miles

One of the major bummers of booking flights with frequent flyer miles is that you don’t earn miles on award bookings. You can end up doing a lot of travel without earning miles. However, any booking you make with your Chase Ultimate Rewards points through the Chase Travel portal will earn frequent flyer miles and accrue status points. Unfortunately, hotel and car rental bookings still won’t earn points.

We have talked to so many people over the years that love the idea of collecting points and miles but don’t want to deal with the hassle. While many don’t mind putting a little work into getting an awesome redemption, others are just looking for a simple way to book travel and hopefully save some money in the process.

That’s where the Chase Travel portal comes in. With this method of redeeming points, there is no transferring, comparing points values, blackout dates, limited award availability, or multiple travel accounts. You only have to deal with 1 type of point and 1 travel portal but can still retain many of the benefits of collecting points and miles in the first place.

Bottom Line: You can book flights, hotels, rental cars, activities, and cruises through the Chase Travel portal.

If you like the idea of using the Chase Travel portal, you’ll need a credit card that earns Chase Ultimate Rewards points:

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance . With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)
• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC
• APR: 21.49%-28.49% Variable
• Foreign Transaction Fees:  None

Chase Ultimate Rewards

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• $550 annual fee
• Does not offer any sort of hotel elite status
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• APR: 22.49%–29.49% Variable

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

The Ink Business Preferred ® Credit Card is a powerhouse for earning lots of points from your business purchases , especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance , rental car insurance, purchase protection, and more.

• 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
• Cell phone protection
• Purchase protection
• No elite travel benefits like airport lounge access
• Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Travel℠
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• APR: 21.24%-26.24% Variable

There are also some great cash-back cards from Chase that can be used to book travel through Chase Travel. The points earned on these cards can be converted into cash-back or alternatively, they can be used in the Chase travel portal.

• Chase Freedom Flex℠
• Chase Freedom Unlimited ®
• Chase Freedom ® card (no longer open to new applicants)
• Ink Business Cash ® Credit Card
• Ink Business Plus ® Credit Card (no longer open to new applicants)
• Ink Business Unlimited ® Credit Card
• Ink Business Premier ® Credit Card

It’s easy to earn lots of Chase Ultimate Rewards points , but do you know how much they are worth ? If you’re transferring your Chase Ultimate Rewards points to a travel partner, their value will go up or down depending on the type of redemption.

However, when you are booking your travel directly through Chase’s travel portal, each Chase Ultimate Rewards point has a set value that won’t change . The credit card you have will determine the value of your Chase Ultimate Rewards points.

Transfer Your Points Between Credit Cards for Maximum Value

If you have multiple Chase credit cards, it makes sense to transfer your points to the card with the most valuable redemption rate. The only exception to this is the Ink Business Premier card because points earned on this card can’t be transferred to any other card.

1. To transfer your points between 2 cards, log on to the Chase dashboard and select Combine Points .

2. Then you will be able to select the card you want to transfer points from and the card you want to receive the points. After you choose, click Next.

3. You can transfer all of your points or just what you need. Click Review to continue.

4. Double-check the details and click on the Submit button to complete the transfer.

Bottom Line: Your credit card will determine the value of your Chase Ultimate Rewards points. Your points are worth between 1 to 1.5 cents each depending on which credit card you’re redeeming points through. 

What if you’d prefer to pay for your travel with a Chase credit card to earn Ultimate Rewards points? The number of points you’ll earn through the Chase travel portal is dependent on which credit card you have and what type of travel you’re purchasing.

You can log into your account in 2 ways.

First, you can go directly to the Ultimate Rewards website to log in or you can log in through your Chase account .

If you’re in your Chase account, click on one of your Ultimate Rewards credit cards and then click on Redeem next to the card’s Ultimate Rewards balance.

Then choose the card you want to use.

From here you can access Chase Travel by clicking on Travel  in the top search box or you can switch to another card’s account by clicking on the 3-line icon in the upper left-hand corner.

1. In the Travel section of your Ultimate Rewards account, click on Flights to start your search for a flight. As with any other OTA, you begin your search by inputting basic information such as departure and arrival city, travel dates, and the number of passengers.

2. Next, you will be able to narrow your search results . At the left-hand side of the page, you can filter your results by things like airline or flight times. Then you can sort your results by price, trip duration, or times using the drop-down box at the top of the search results.

3. For each flight option, you’ll be able to see the price in dollars and in points on the right-hand side of the results box.

4. Once you’ve found the flight you want, click the blue Select button. Next, you can choose your return flight using the same process as you did for selecting the outbound flight. Click the blue Select button once you have made your choice.

5. From here you can confirm your flight details and select a fare upgrade if you wish. Then, you’ll be able to choose how to pay for your flight . You can pay for the entire purchase with points or a Chase credit card, or you can split your payment between points and a Chase credit card.

6. Finally, input your passenger information next. Don’t forget to add a frequent flyer number, a Known Traveler Number, or a Redress number if you have them.

Hot Tip: When purchasing travel through the Chase travel portal, you can split your payment between Chase Ultimate Rewards points and a Chase credit card.

1. To book a hotel through the Chase Travel portal , you’ll need to start by clicking on the Hotels tab in the main search box. Then, input your destination, check-in and check-out dates, and the number of travelers. Next, click on the blue Search button.

2. Your search results will look like other sites that you may be familiar with. You’ll see filtering options to the left and sorting options above your search results.

3. Each search result will show the price in both dollars and Chase Ultimate Rewards points. These prices include taxes and fees with the exception of resort fees.

4. Once you select your hotel, click on Add to Itinerary . You can choose to pay for all or part of your hotel cost using Ultimate Rewards points. Click Begin Checkout to input your reservation details and finalize your booking.

Hot Tip: When booking a hotel through the Chase Travel portal, you won’t be eligible to earn points in the hotel’s loyalty program or take advantage of any elite status you may have.

The Luxury Hotel and Resort Collection

The Luxury Hotel and Resort Collection (LHRC) is exclusively for Chase Sapphire Reserve cardholders. From the Ultimate Rewards travel home page, just click on The Luxury Hotel & Resort Collection tab.

Once you are on the LHRC homepage, type in your destination and click Search to view available properties. Each listing will display the property’s unique cardmember benefits. Click on the listing for more information and to continue the booking process.

When booked through the Chase Travel portal, these properties offer the following benefits:

• Daily breakfast for 2
• Special amenity (varies by property)
• Room upgrades (based on availability)
• Early check-in and late checkout (based on availability)

The Luxury Hotel and Resort Collection properties are reservation-only bookings. You’ll make your reservations online and payment doesn’t happen until you check out from the hotel. These bookings will not take Chase Ultimate Rewards points as payment.

Bottom Line: Luxury Hotel and Resort Collection properties are only available to Chase Sapphire Reserve cardmembers. These properties can’t be booked with points.

1. To rent a car through the Chase Travel portal, start by clicking on the Cars tab in the main search box. Then, input your pick-up location, drop-off location, dates, times, and age of the driver. Click on the blue Search box to continue.

2. You can then narrow your search with the filtering options on the left-hand side of the page.

3. For each car option, you will be able to see the car details, rental company, and price in both dollars and Chase Ultimate Rewards points. Once you have selected the car you want to rent, click on Add to Itinerary .

4. You can pay for the entire purchase with points or a Chase credit card or split your payment in any amount. Double-check all of the details before completing your purchase.

Did you know you can also book activities through Chase Travel?

1. Click the Activities tab on the Ultimate Rewards travel homepage to get started. Then, input your destination and travel dates and click the Search button to continue.

2. You can narrow your search by selecting 1 or more categories at the left-hand side of the page. Categories can include things like:

• Classes & workshops
• Cruises & sailing
• Food & drink
• Outdoor activities
• Seasonal & special occasions
• Tickets & passes
• Tours & sightseeing
• Transfers & ground transport
• Unique experiences

3. Each activity will show the price in both dollars and points to the right side of the screen. Click on Show Details and Pricing for more information and to book the activity.

6. Double-check all of the details on the final page before completing your purchase. Click the box confirming you understand the travel disclosures, then click Complete Checkout to finish your purchase.

Bottom Line: You can book lots of activities through the Chase Travel portal, including airport transfers!

If you’re a fan of cruises, you’ll be pleased to know you can book them through your Chase Travel portal. To get started, click on the Cruises tab on the Ultimate Rewards travel homepage.

This will bring up a list of available cruises, but there’s also a search box at the top of the screen, so you can input a specific destination or cruise line.

Each listing will display the cruise line, ship, ports of call, sailing dates, and baseline pricing for an interior or oceanview cabin. Unfortunately, if you want any more specific information or if you want to book, you will need to call 855-234-2542 .

You’ll notice that only cash prices are listed for cruises, however, they can be booked using your Chase Ultimate Rewards points, too.

Hot Tip: You can book a cruise through Chase Travel but you’ll have to call to make your reservation as they can’t be booked online.

Are you getting a good deal by booking through Chase? Let’s look at how the prices available through the Chase Travel portal stack up to other OTAs and search engines including Hotwire , Kayak , and Expedia .

We did some flight searches and found there’s no clear-cut pattern on prices between the Chase portal to other websites.

Example #1: Round-trip flight between Philadelphia (PHL) and San Francisco (SFO) for 1 person in economy.

We searched this route in the Chase travel portal and the cheapest option was a flight that was split between Alaska Airlines and Delta Air Lines for $526.20. This worked out to be the cheapest price we found, and Priceline had the same low price. Expedia and Hotwire both charge booking fees, making the price a little higher. Each airline’s own website couldn’t split the itinerary between different airlines, so those ended up being much more expensive.

If you are in doubt or would like to check prices yourself, Kayak is a great place to start. Kayak will show you prices for a flight on all of the OTAs as well as the airline’s website. It’s a great one-stop shop to compare flight prices.

Example #2: Round-trip flight between New York City (JFK) and Paris, France (CDG) for 1 person in economy.

We searched this route in the Chase travel portal and the cheapest option was a flight that was split between American Airlines and British Airways for $689.78. This wasn’t the overall best price we found, though. That award goes to Expedia and Priceline.

Hot Tip: You will earn frequent flyer miles when you book your flight through the Chase Travel portal.

Example #1: Here’s how prices looked for a week-long stay at the JW Marriott Cancun Resort & Spa in Mexico for 2 people including all taxes and fees. The $291.55 resort fee can’t be paid with points.

In this example, the best cash rate by far was through Marriott. However, if you wanted to pay with points, booking with Chase Ultimate Rewards points through the travel portal would be your best bet.

Keep in mind that Marriott doesn’t have an award chart, so different time periods can have different point costs. A 7-night stay at this hotel can dip down to 240,000 points for a 7-night stay. If you’re going to pay for your hotel stay in points, it’s always smart to calculate how many points it would cost to book through Chase versus transferring points . This information can help you make the best and least expensive choice.

Hot Tip: You won’t earn hotel loyalty points when booking a hotel through Chase and any elite status you have may not be recognized.

Example #2: Let’s look at an example of a hotel that doesn’t have a loyalty program. We priced out a 2-night stay at Almond Tree Inn Hotel in Key West, FL for 2 people. The highest prices were direct via the hotel with all other websites surveyed being cheaper.

Here’s how the prices stacked up:

Chase’s low price matched the other online travel websites and was actually lower than the hotel’s own website, so it would be a great option in this case. It also affords the opportunity to use points for a hotel that doesn’t have its own loyalty program.

Car Rentals

In many cases, car rental prices found through the Chase Travel portal were similar to prices found on the rental agency’s own website.

The main difference in booking through Chase vs. directly through a car rental agency is that the car rental agency often has the ability to book the car without paying up front. With the Chase portal, you will be paying at the time of booking and there may be change or cancellation fees if you need to modify your reservation.

In both of these examples, Chase Travel didn’t offer the lowest price, however, that won’t always necessarily be the case. Of course, the advantage of booking through Chase is the ability to use your Chase Ultimate Rewards points. It’s always a good idea to price out your car rental on a few different websites before booking to ensure you’re getting the best price.

Chase actually offered the lowest prices on activities for both examples:

Earn Bonus Ultimate Rewards Points

The Chase Travel portal also helps you earn bonus points.  With the Shop through Chase feature, you can earn extra Ultimate Rewards points through your online shopping.

Just click Earn Bonus Points in the top search bar to access the shopping portal. Click on a featured store or search for a specific one. Then simply click through the portal to your website of choice to make your purchase. Your bonus points will be added to your Chase Ultimate Rewards points total within 3 to 5 days in most cases.

Pay With Points

Did you know you can use your Chase Ultimate Rewards points to make purchases at Amazon and PayPal? Click on Pay with Points in the top search bar, then select either Amazon or PayPal to enroll and shop.

Unfortunately, the redemption value you get when shopping through Amazon or PayPal is pretty bad — only 0.8 cents per point. While it’s great to have this as an option, we don’t recommend using points to shop at Amazon or PayPal as your main use of Chase Ultimate Rewards points.

Bottom Line: The value of using your Chase Ultimate Rewards points to shop through Amazon or PayPal isn’t great: you will only get 0.8 cents per point!

Apple Purchases

By clicking on Apple in the main search box in your Ultimate Rewards account, you can use your Chase points to make purchases. Normally, you’ll get 1 cent per point in value when using your points for Apple purchases, but there are occasional bonuses offered to get a better redemption rate.

You can also redeem your Ultimate Rewards points for cash-back. To do this, simply select Cash-back from the main search bar at the top of the screen. You will then be able to see choose how many points you’d like to redeem for cash-back at a value of 1 cent per point .

You can choose to have your cash direct deposited into a checking or savings account or as a statement credit. The deposit or statement credit will be posted within 3 days.

Bottom Line: Your Chase Ultimate Rewards points are worth 1 cent each when redeemed as cash-back. We do not recommend this as a primary redemption option because you can get more value via the Chase Travel portal, and a lot more when transferring to airline and hotel partners.

Experiences

This is a really cool section of the Chase Travel portal. When you click on Experiences in the main search bar, you’ll see a list of exclusive events, preferred seating, and other offers for select Chase cardmembers.

Experiences can be purchased with a credit card or with points. You will get 1 cent per point in value when redeeming points for experiences. Some experiences are only available to cardholders of specific cards so be sure to check all of your cards if you have more than 1 to make sure you don’t miss anything.

If you prefer gift cards, you can purchase them through the Chase Travel portal using points. Just click Gift Cards in the main search bar to get started. From here, you will be able to scroll through all of the available gift cards. You’ll get 1 cent per point in value, with occasional sales offering better redemption rates.

Hot Tip: Points redeemed for gift cards have a 1-cent per point value. However, you might notice some cards offer discounts, so there is the opportunity to get a bit more value!

Pay Yourself Back

Another way to use your Ultimate Rewards points is through the Pay Yourself Back feature. This allows you to redeem your points for a statement credit for purchases in select categories. The current categories include groceries, dining, select charities, credit card annual fee, internet, cable, phone, and shipping and the redemption value varies by card.

Transfer To Travel Partners

Transferring points to travel partners is the best way to get the most value out of your points . By transferring, you can potentially get 2, 3, or more cents per point value.

Chase Airline Transfer Partners

Chase Hotel Transfer Partners

To transfer your Chase Ultimate Rewards points to any of the above airline and hotel partners, log on to your account and click on Transfer To Travel Partners in the top search box. Choose your airline or hotel and then select Transfer Points . You’ll need to fill out your frequent flyer information or hotel loyalty membership number to complete the transfer.

Bottom Line: You can currently transfer your Chase Ultimate Rewards points to 14 different hotel and airline partners.

There are many ways to use your Chase Ultimate Rewards points. While transferring points to one of Chase’s airline and hotel travel partners can get you maximum value, there are a lot of benefits for booking travel directly through the Chase Travel portal .

In addition to hotels and flights, you can book car rentals, activities, and cruises. Or, you can use your points for cash back, shopping, gift cards, or Chase exclusive experiences. With so many ways to use your Chase Ultimate Rewards points, your next trip is only a few clicks away!

The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Chase Freedom ® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Ink Business Plus ® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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• What is the Chase Travel Portal?
• Benefits of Using the Chase Travel Portal
• Chase Ultimate Rewards Credit Cards
• Points Value
• How to Use the Portal to Book Travel

Chase Travel: Explore Destinations and Savings with Chase Ultimate Rewards

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• The Chase Travel℠ is an online travel agency that lets you pay with Ultimate Rewards points.
• You can use points, cash, or a combination of both to book flights, hotels, rental cars, and more. 
• Several Chase cards offer better redemption values or bonus points when you book through the portal.

Introduction to the Chase Travel

The Chase Travel℠ is an online booking platform for flights, hotels, rental cars, cruises, activities, and vacation rentals, similar to an online travel agency (OTA). If you're a Chase Ultimate Rewards® cardholder, you can use points to book travel through the portal — or pay with your card or a combination of points and cash. 

Overview of the Chase Travel and Ultimate Rewards benefits

The Chase Travel℠ offers one of the most straightforward redemption opportunities for your Chase Ultimate Rewards . Chase boasts one of the most flexible and lucrative credit card rewards programs, and points earned on some travel cards are worth up to 50% more when redeemed through Chase Travel℠.

Here's everything you need to know about booking airfare, hotels, and more through the Chase travel portal — and how to make the most of your Chase Ultimate Rewards points.

What is the Chase Travel portal?

The Chase Travel℠ is an online platform that acts as a third-party travel broker similar to Expedia, Booking.com, Travelocity, or Priceline. Through Chase Travel℠, you can book hotels, flights, rental cars, cruises, and vacation packages. You can choose to pay with one of your linked credit cards, or use your Ultimate Rewards balance to defray the cost. 

You must be a Chase credit card customer to use Chase Travel℠ to book with cash or points — in fact, you can only access the Chase travel portal when you log into your account management page with Chase.

Benefits of using Chase Travel

One of the primary benefits of using Chase Travel℠ is you can spend the rewards points you earn directly on the travel you want without having to worry about dealing with specific hotel or airline loyalty programs. Chase Travel℠ allows you to book travel directly with Chase Ultimate Rewards points, use your credit card to pay, or combine the two.

There are a few other key benefits to understand as well:

You'll still earn airline miles and work toward elite airline status

You won't earn points or elite night credits when you book a hotel stay with Chase Travel℠ because it's considered a third-party booking. However, you can earn airline and elite-qualifying miles on flights booked through Chase, as long as your frequent flyer number is attached to the reservation. (You can usually add that number, as well as your Known Traveler 

Points are worth more on certain Chase credit cards

With a no-annual-fee card like the Chase Freedom Flex® or Chase Freedom Unlimited® , your points are worth 1 cent each toward travel booked through the portal.

But if you have a Chase travel credit card like the Chase Sapphire Reserve® , Chase Sapphire Preferred® Card , or Ink Business Preferred® Credit Card , you'll get 25% to 50% more value when you redeem your points for travel, plus the ability to transfer your points to Chase airline and hotel partners .

You can combine the points earned on the Chase Freedom Flex® or Chase Freedom Unlimited® with one of these travel cards: Points redeemed through the Chase Sapphire Reserve® are worth 1.5 cents apiece through Chase Travel℠, while points redeemed through the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card are worth 1.25 cents apiece. 

Some Chase cards also offer bonus points for paid bookings you make through the portal. Chase offers lucrative bonus categories on flights, hotels, and car rentals booked through the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, up to 10x Ultimate Rewards points per dollar.

The Chase Travel is easy to use

If you don't want to deal with many hotel and airline award charts, booking through Chase Travel℠ can help keep your rewards game simple. You'll always be able to use your points for any booking you want without worrying about blackout dates or capacity controls you would normally encounter with loyalty programs.

Chase Ultimate Rewards credit cards

To be eligible to use Chase Travel℠, you'll need a Chase credit card that earns Chase Ultimate Rewards points . 

No-annual-fee Chase credit cards available to new applicants: 

• Chase Freedom Unlimited® (read our Chase Freedom Unlimited review )
• Chase Freedom Flex® (read our Chase Freedom Flex review )
• Ink Business Unlimited® Credit Card (read our Chase Ink Business Unlimited review )
• Ink Business Cash® Credit Card (read our Chase Ink Business Cash review )

Points earned on these cards are worth 1 cent each when redeemed through Chase Travel℠.

Chase travel rewards credit cards :

• Chase Sapphire Reserve®: Points worth 1.5 cents apiece through Chase Travel℠ (read our Chase Sapphire Reserve review )
• Chase Sapphire Preferred® Card: Points worth 1.25 cents apiece through Chase Travel℠ (read our Chase Sapphire Preferred review )
• Ink Business Preferred® Credit Card: Points worth 1.25 cents apiece through Chase Travel℠ (read our Chase Ink Business Preferred review )

Points earned on these cards are worth more when redeemed through Chase Travel℠. You can also transfer Ultimate Rewards from these cards to more than a dozen airline and hotel partners, potentially for significantly more value. 

Combining Chase points for increased value

You can transfer Chase Ultimate Rewards points between accounts if you hold more than one Chase card. It makes the most sense to pool your points in the account that gives you the best redemption value — for example, if you pair the Chase Freedom Unlimited® and Chase Sapphire Reserve®, moving all of your Chase Ultimate Rewards to your Chase Sapphire Reserve® account will increase the value of your points when you redeem through Chase Travel℠.

To pool your points onto one card, log into your Chase online account, navigate to the "Redeem" section for your Chase Ultimate Rewards card, then select the option to combine points in the "Earn/Use" tab:

From there, you can move your Chase points between accounts in any increment.

Points value in the Chase Travel

Certain Chase credit cards offer a bonus for redeeming points through Chase Travel℠. Here's how much your points are worth with each Chase card:

While these redemption rates are generous, you may get even more value by transferring your points to airline and hotel partners since Chase Ultimate Rewards points are worth, on average, 1.8 cents apiece based on Business Insider's points and miles valuations .

If you want to learn more about how (and when, and why) to transfer your points elsewhere, read our guide to understanding Chase Ultimate Rewards travel transfer partners . 

How to use the Chase Travel

Using Chase Travel℠ is a breeze, but it all starts with logging into your online account management page. From there, you'll click on the right side of your screen where it shows your Chase Ultimate Rewards account balance. 

Once you click on the account balance, you'll have the option to select the card you want to access. And remember, this step can be important because some cards give you more value from your points when you redeem them for travel.

How to book a flight through Chase Travel

Once logged into your Chase Ultimate Rewards account, you'll see different travel options to search for at the top of the page.

To search for a flight, make sure the prompt is on "Flights" and begin searching for the flight you want. Enter your departure airport, destination, travel dates, and the number of passengers.

Once your flight options pop up on the screen, you can filter your results by the number of stops, the airlines you want to fly, and arrival times.

Note that each of your flight options will include a payment amount in points as well as a cash price. 

You can also click on "Details and baggage fees" to find out the cost of carry-on luggage or checked baggage, as well as whether your flight charges any change fees.

When you click "Select" a flight option, you'll see a list of what is and isn't included in the fare you selected. You may also see a note that you can upgrade before you check out.

Once you settle on a flight you want, you'll be taken to the "Trip Details" page that shows the final cost of your flight in points or in cash, as well as a summary of the added costs you may be charged for baggage or change fees.

After you agree to the terms, you'll be taken to a final payment page where you can decide how you want to pay. You can cover your flight entirely in points if you want, but you can also choose to pay with your Chase credit card or a combination of points and your credit card.

During the booking process, add your frequent flyer number to your reservation so you can earn miles on your booking and have your flight count toward elite status requirements. You'll also want to add your Known Traveler Number or Redress number if you have one. However, if you forget this step during booking, you can add your frequent flyer information to your flight through the airline's website.

How to book a hotel through Chase Travel

Booking a hotel through Chase is similarly easy, and you'll find a lot of different types of lodging options available. For example, you'll find properties from major hotel brands, but you'll also find rental condo options and boutique hotels.

To search for a hotel,  enter the destination, dates, and the number of people you want to have in your room. Once you're presented with options, you can filter hotels based on the hotel name you're looking for, the area or neighborhood, price point, guest rating, property type, and more. 

Once again, you'll see a price listed in points and a cash price per night.

These prices do not include taxes and fees, however, so your price in points or cash will be higher by the time you get to the final booking page. Also be aware that the price listed is the lowest you can get for the property, but that better or upgraded rooms and suites will cost more in points.

The major downside to booking a hotel through the Chase portal is that you won't earn hotel points or elite night credits for your stay, because it's considered a third-party booking. There's also a risk that the property won't recognize your hotel elite status or give you the perks you'd normally be entitled to, like late checkout or free breakfast . This shouldn't be an issue if you're booking an independent or boutique hotel, but it's something to be aware of if you're looking for hotel points or status.

You'll have the option to select a hotel you want and a room type at the property you're considering. You can also pay with your booking with points, your Chase credit card, or combine both payment methods. 

How to book a rental car through Chase Travel

You can also book a rental car through Chase Travel℠ using the same steps. Once you log into your Chase Ultimate Rewards account, click on "Cars" and select the destination and dates.

Once you are presented with your search results, you can select the types of cars you prefer, like an economy car or an SUV. You can also filter results based on a price range, the number of passengers you have, the rental car company, and the type of transmission you prefer (manual or automatic), as well as the total area you want to search in. 

Note that, once again, taxes and fees are not included on the initial search page. Instead, they are added to your total cost when you select a rental car. You can also pay for a rental car through Chase with points, your credit card, or a combination of the two.

How to book activities with the Chase Travel

Chase also lets you book various activities through the portal, which they refer to as "Things to Do." Chase activities can include excursions like snorkeling or scuba diving, as well as tours of museums and historic sites. But you can also book more practical options through their activities tab, including airport pickups and other types of transportation.

To search for activities, enter the destination and dates for your trip. You'll be shown a price in points and in cash that does include taxes and fees. You can also filter options based on the type of activity, your interests, and more. Once again, you have the option to pay for activities with your points, your credit card, or a combination of the two.

How to book a cruise through Chase Travel

If you're a cruise enthusiast, you can also book cruises through Chase Travel℠. When you select "Cruises" at the top of the Chase Ultimate Rewards search page, you'll be presented with a list of featured cruises and cruise specials.

You can also search for cruises by destination or cruise line name. Note, however, that only cash prices are listed for each cruise on the portal and that you'll have to call Chase to make a booking.

Either way, you can use your Chase points to pay for all or part of your cruise. Just have your credit card number handy and call their customer service line at 855-234-2542.

How to book a vacation rental through Chase Travel

Chase also offers a selection of vacation rentals including condos, luxury villas, and more. To search, click "Vacation Rentals" at the top of the main page, then enter your destination, dates, and the number of people in your party.

Once you start your search, you'll have the option to filter results based on the local neighborhood you want, star ratings, price range, guest rating, property type, and more. Like hotels through Chase, the price you are shown excludes taxes and fees, but they will be added to your total once you make a selection.

Also be aware that the price shown in your search results is for the lowest-tier option for each property, and that a larger rental or upgraded rental may cost more in points.

When you book vacation rentals through Chase, you can pay with points, your Chase card, or a combination of the two. 

Use the Chase Travel to book Luxury Hotel & Resort Collection properties

If you have the Chase Sapphire Reserve®, you can book properties within the Luxury Hotel & Resort Collection. This list of more than 1,000 properties can be reserved ahead of time, and you'll get extra benefits with each stay such as:

• Daily breakfast for two
• A special benefit worth up to $100
• Complimentary internet access
• Room upgrades when available
• Early check-in and late checkout

One detail to note with this program is the fact that you cannot pay with points. Instead, your online booking will reserve your room, and you'll be charged for the stay when you check out from the hotel. 

Should you transfer Chase points instead?

While you can book travel directly through the Chase Travel℠, many people prefer transferring points to Chase airline and hotel partners. Doing so could let you get more value for each point you redeem , but you'll have to run the numbers to find out for sure.

Here's a good example of how transferring points to a Chase airline or hotel partner can be a better deal, as well as the math you'll need to do to figure this out on your own. Take this one-way flight on Air France from Chicago to Paris, for example, and assume you have the Chase Sapphire Reserve® card. You're getting 50% more value when you redeem points through the Chase Travel℠ using points on this card. 

If you were to book this flight through Chase Travel℠, you would owe 39,607 points with the Chase Sapphire Reserve®, compared with the cash price of $594.10.

However, you could book an award ticket on the exact same flight through Flying Blue (Air France's loyalty program) directly if you transferred your Chase points there first. In this case, the identical flight would set you back 22,000 miles plus $109.44. This means you would transfer 22,000 miles from Chase to your Flying Blue account, and pay the taxes and fees in cash, or by redeeming points for a statement credit to your account.

When you compare, you'll find that booking with miles directly is a better deal. After subtracting the taxes and fees from the cost of booking through Flying Blue, you wind up with a value of around 2.2 cents per mile.

With Chase Travel℠, on the other hand, you're forking over 39,607 points for the same flight, and you're getting a value of 1.5 cents for each point if you have the Chase Sapphire Reserve®. 

Chase Travel portal frequently asked questions

Accessing Chase Travel℠ is simple. If you're a Chase credit cardholder with Chase Ultimate Rewards points, you can log in to your Chase online account. Once logged in, navigate to the 'Travel" or "Rewards" section, where you'll find the Chase travel portal. From there, you can search and book flights, hotels, and other travel services using your earned points or card benefits. It's a convenient way to plan and manage your travel adventures.

Chase Travel℠ refers to the travel booking and rewards platform offered by Chase Bank. It's part of the Chase Ultimate Rewards program, allowing cardholders to use their earned points to book flights, hotels, car rentals, and other travel-related expenses. Chase Travel℠ provides a convenient way to plan and book your trips while taking advantage of the rewards and benefits associated with Chase credit cards.

To earn 5% on Chase Travel℠, consider using a Chase credit card that offers bonus rewards on travel purchases. Cards like the Chase Sapphire Preferred or Chase Sapphire Reserve often offer 5 points per dollar spent on travel booked through the Chase travel portal. Additionally, taking advantage of limited-time promotions and special offers can also help you maximize your rewards when booking travel with Chase.

Maximizing rewards through Chase Travel

The Chase travel portal offers another way to maximize rewards earned with a Chase credit card. Before you pull the trigger, consider all your options and the value you're getting for your points.

Remember that, no matter which Chase credit card you have, you can use your rewards points in other ways. You can redeem Chase points for statement credits or cash back, or cash them in for gift cards or merchandise. And if you have a premier Chase travel credit card, you can transfer your points to Chase airline and hotel partners at a 1:1 ratio.

However, booking travel through Chase can make your life considerably easier — especially if you don't like dealing with complicated hotel and airline programs. You may not get as much value from your points as you would if you booked a premium flight with airline miles, but the Chase travel portal does offer the flexibility to book the flight you want without any blackout dates or hoops to jump through.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Miles and points are my favorite currency

How To Book Delta Flights With Chase Ultimate Rewards Points

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If you have ever looked at the Chase Ultimate Rewards airline transfer partners, you may have noticed that Delta Skymiles is not a direct transfer partner. You may or may not be surprised to learn that you do not need Delta Skymiles to book a flight operated by Delta. If you have transferable Chase Ultimate Rewards points, there are 3 other ways to book Delta flights.

Transferable bank points such as Chase Ultimate Rewards points are my favorite type of credit card rewards. Chase Ultimate Rewards points are easy to earn and easy to redeem.  There are several redemption options thanks to Chase’s airline and hotel transfer partners.

When you use an airline co-branded card, you only earn miles for that airline program. For example, if you only have a Delta co-branded card, you only earn Delta Skymiles. Airline miles generally to not transfer to other airlines; you cannot transfer Delta Skymiles to other airlines. Airline co-branded cards are great for welcome bonuses and for benefits such as free checked bags. For everyday spending, it usually makes more sense to accumulate transferable points such as Chase Ultimate Rewards or American Express Membership rewards points.

The most common argument is “but I fly [insert airline] so I need [insert airline] miles”. This seems like a reasonable argument, but most people overlook the fact that transferable points such as Chase Ultimate Rewards and American Express Membership Rewards have airline partners.

American Express Membership Rewards points transfer to Delta Skymiles. So it’s pretty easy to argue that Amex Membership Rewards are better than Delta Skymiles because I can transfer American Express Membership Rewards points to 17 different airlines including Delta.

Delta Skymiles is not one of the 11 airline transfer partners of Chase Ultimate Rewards, so I can’t really make that argument.

You cannot transfer Chase Ultimate Rewards to Delta, but I’ll explain why you don’t need Delta Skymiles to book Delta flights. There are 3 ways to book Delta flights with Chase Ultimate Rewards points. No Skymiles necessary.

You do not need Delta Skymiles to book Delta award flights

There are three ways to redeem Chase Ultimate Rewards points for Delta flights

• Redeem Chase Ultimate Rewards points for Delta flights by booking via the Ultimate Rewards redemption portal.
• You can transfer Chase Ultimate Rewards points to Virgin Atlantic to book Delta flights.
• You can also transfer to KLM/France to book Delta flights

With Chase Ultimate Rewards partner, you can book some Delta flights for significantly less than the amount of Delta Skymiles required

The way Delta Skymiles prices award tickets often makes Skymiles have a pretty low value. The amount of miles required for some tickets gets pretty insane. There are some great deals occasionally, but without Delta publishing any type of award pricing information, it’s hard to predict. As you’ll see in an example below of a roundtrip Delta flight from the US to Paris, you would not want to use Delta Skymiles even if that is an option. This particular flight would be 98,000 Delta Skymiles. But Chase has 2 partners that can book the exact same Delta flight for 60,000 miles or less.

How to earn transferable Chase Ultimate Rewards points

These 3 cards earn Chase Ultimate Rewards points that can be transferred to Chase’s airline partner programs:

• Chase Sapphire Preferred ®
• Chase Sapphire Reserve®
• Chase Ink Business Preferred®

Tip: If you have one of those 3 cards, you can also earn bonus points by making purchases online in the Ultimate Rewards shopping portal.

Earn your first 60,000 Ultimate Rewards points

No matter what your travel goals are, the Chase Sapphire Preferred is the first card I suggest for almost anyone. The welcome bonus of 60,000 is worth at least $750.  But you can potentially get even more value out of those points by using transfer partners as I’ll discuss in this post.

Bonus categories and benefits have recently been added and/or improved!

• Earn 5 points per dollar on travel purchased via Chase Ultimate Rewards
• Earn 2 points per dollar on other travel purchases
• Instead of the old earn rate of 2, you can now earn 3 points per dollar on dining (including eligible delivery services and takeout)
• 3 points per dollar on online grocery purchases (this excludes Target, Walmart and wholesale clubs)
• 3 points per dollar on select streaming services
• Earn 1 point per dollar on all other purchases

Also, receive credit of up to $50 annually on hotel stays purchased through Ultimate Rewards. New cardmembers will receive this credit immediately and existing cardmembers will start earning after the next anniversary.

Each anniversary, you’ll receive bonus points equal to 10% of total purchases made the previous year. This excludes any sign up bonus points, so it’s only on points earned from spending.

The annual fee is $95, but the welcome offer alone is worth a lot more than that.

Transfer partners are generally the most valuable way to redeem Chase Ultimate Rewards points. But first, I’ll explain the Ultimate Rewards booking portal option.

Redeem Chase Ultimate Rewards points for Delta flights using the Ultimate Rewards redemption portal

You can use your Ultimate Rewards points to ‘pay’ for all or part of your airfare by booking through the Ultimate Rewards  redemption portal . Note that you can also use Ultimate Rewards to book hotels and cars through the redemption portal. This portal is powered by Expedia, so they should have the same options for flights, hotels, rental cars, and tours as what  Expedia.com  offers.

The advantage to this (as opposed to transferring to airline partners) is that you have lots of options in terms of airlines and routing. You do not have to worry about award seat availability since the ticket is issued as a paid ticket, not an award ticket. This also means that you will actually earn miles for the flight the same way you would on a paid ticket.

The disadvantage is that you will be redeeming the points at a fixed rate. Sure, there are no blackout dates to worry about. You also don’t have to worry about award seat availability. The problem is, a more expensive plane ticket is going to require more miles/points. This can be a problem if you’re trying to book travel on peak dates such as holidays.

How much are Chase Ultimate Rewards points worth if I redeem via the redemption portal?

Ultimate Rewards points are worth 1.25 cents per point or 1.50 cents per point, depending on which card you hold:

• Chase Sapphire Preferred: 1.25
• Chase Ink Business Preferred: 1.25
• Chase Sapphire Reserve: 1.50

Redeeming Chase Ultimate Rewards points for travel via the Ultimate Rewards redemption portal is a good option when paid fares are low, but tickets with higher fares may require more Ultimate Rewards than you care to redeem.

Tip: There are other Chase cards, such as the Chase Freedom Unlimited, that earn Ultimate Rewards points but those points cannot be transferred. The no annual fee Chase Freedom Unlimited is basically a cash-back card on its own, but pairing it with a CSP, CSR, or CIBP is a great way to boost your earning potential.  

If you also have one of the three Chase cards that earn transferable Ultimate Rewards points (CSP, CSR, or CIBP), then any points earned from the Chase Freedom Unlimited can be redeemed the exact same way you would redeem your transferable Chase Ultimate Rewards points.

Pairing one of the transferable Chase Ultimate Rewards earning cards with the CFU gives you the potential to earn a higher return on your spending when you redeem through the redemption portal than what the Chase Sapphire cards alone would give you. Click here for more information .

How to book via the redemption portal

I’m using a nonstop Delta itinerary between the US and Europe for this and other examples throughout the post. You will be able to see that each of the three ways to redeem Chase Ultimate Rewards for Delta flights will result in a different redemption price. The best way to book depends on routing, paid fares, and availability.

Log in to Ultimaterewards.com using your Chase username and password. On the main menu, select travel.

Type in your dates and destination. All available flights will populate. You can filter by airline, nonstop, etc. The cheapest nonstop route is $1285.

A nonstop Delta flight from Atlanta to Paris is just over $1,285 on these dates. That would require 85,238 points if you have the Chase Sapphire Reserve (points are worth 1.5 cents each). If you have the Chase Sapphire Preferred or Chase Ink Business Preferred, the price would be 102,789 points as pictured above (points are worth 1.25 cents each).

Depending on which Chase Sapphire credit card you have, this itinerary is 102,789 points or 85,238 points

Using points to book in the redemption portal is a good option when fares are low. Even if you feel like the fare and thus the redemption price is low, it’s always a good idea to check transfer partners for award ticket availability as well. This is how you can get more than 1.25 or 1.50 cents value out of your Ultimate Rewards points. To put it another way, this is how you can potentially book the same flights for significantly less points.

This exact ATL-Paris Delta itinerary that requires 85,238 points or 102,789 in the Chase redemption portal can be booked for just 58,000 Chase Ultimate Rewards points if you use one of Chase’s airline transfer partners to book.

Transfer Chase Ultimate Rewards points to airline partners

The second way to redeem Chase Ultimate Rewards for flights is to transfer them to airline partners. Transferring Chase Ultimate Rewards to airline partners is how you can potentially get more value out of your points. Once transferred, your Ultimate Rewards become miles for the program to which you transfer. You can redeem the miles according to the policies of the airline program.

You can transfer Chase Ultimate Rewards points to these 11 programs at a 1:1 ratio.

Chase Ultimate Rewards has 11 airline partners, but Delta Skymiles is not one

Delta Skymiles is not a transfer partner of Chase. You cannot convert Chase Ultimate Rewards points to Delta Skymiles. But you can still book a flight operated by Delta.

This is possible because Virgin Atlantic Flying Club and AirFrance/KLM Flying Blue are transfer partners of Ultimate Rewards. Both of these airline programs have a partnership with Delta. As a result, you can transfer Chase Ultimate Rewards to Virgin Atlantic Flying Club and AirFrance/KLM Flying Blue. Then you can use miles of either program to book a flight operated by Delta.

The best part is, using these programs sometimes results in a better redemption price than if you were to use Delta Skymiles.

Can I transfer Virgin Atlantic Flying Club or AirFrance/KLM Flying Blue miles to Delta?

No.  But you can use the loyalty program of either to book award flights operated by Delta (subject to availability).

Award ticket pricing when booking Delta flights with Chase Ultimate Rewards transfer partners

When you use a partner program to book a Delta flight, your redemption price is determined by that partner program, not Delta Skymiles:

• If you use AirFrance/KLM miles to book a flight operated by Delta, AirFrance KLM Blue determines your award ticket price, not Delta Skymiles.
• If you use Virgin Atlantic Flying Club miles to book a flight operated by Delta, Virgin Atlantic Flying Club determines your award ticket price, not Delta Skymiles.

Each airline program has its own way of pricing award tickets

You can read more about the different types of award ticket pricing here.

Most frequent flyer/airline loyalty programs I discuss on this blog fall into one of these categories:

• Region/Zone based 
• Distance-based
• Dynamic pricing
• Virgin Atlantic Flying Club uses a zone-based award ticket pricing model for US-Europe routes operated by Delta. Other Delta routes booked with Virgin Atlantic miles have a distance based pricing model. You can find Virgin Atlantic’s redemption pricing for flights operated by Delta here .
• AirFrance/KLM Flying Blue is distance based for partner flights such as Delta

Depending on your route, one type of pricing may be better than another.

Each of these programs will likely have a different redemption price for the exact same Delta flight. Sometimes zone-based results in a lower redemption price, but other times distance-based may be lower.

The great thing about transferable points such as Chase Ultimate Rewards points is that you can choose the partner that results in the lowest redemption cost. If you only have miles with one airline, you don’t have a choice because you can only redeem the miles with that airline.

Comparing award pricing of AirFrance/KLM Flying Blue and Virgin Atlantic Flying Club

I’ll give 3 different examples to show the differences in pricing.

1. Delta nonstop flights from the US to Europe

I’ll use the roundtrip nonstop flight in economy from Atlanta to Paris from the redemption portal example. Remember, this would have been $1285 or 85,238 or 102,789 Ultimate Rewards points (depending on which card you hold).

I can use Virgin Atlantic Flying Club miles or AirFrance/KLM Flying Blue miles to book the Delta flight. This itinerary happens to be available, but keep in mind that not all Delta flights are going to be available for partner bookings. I’ll discuss that more in a moment.

Virgin Atlantic Flying Club (zone-based) is 60,000 miles roundtrip

Virgin Atlantic Flying Club award ticket pricing

This is Virgin Atlantic Flying Club’s award chart for Delta operated flights between the US and Europe, excluding the UK. These are the one-way prices for nonstop US-Europe routes operated by Delta. Virgin Atlantic allows you to connect on a Delta flight (subject to availability) but more miles will be required when the itinerary involves a connection.

AirFrance/KLM Flying Blue (distance based for partner flights such as Delta) is 58,000 roundtrip

AirFrance/KLM Flying Blue award ticket pricing

Flying Blue has moved to a dynamic pricing model for flights operated by KLM and AirFrance. This means that it’s pretty tough to predict the amount of miles required for any given route.

See also: Dynamic pricing

But for partner flights, their website states “You can also use Miles to book flights for yourself or the person of your choice in Economy and Business with SkyTeam partners and other partner airlines. On all partner flights, the price in Miles is based on the booking class and flight distance.” So, for partner airlines, it’s distance based pricing. There may be slight variations in pricing (similar to peak and off peak pricing). There is no award chart like Virgin Atlantic has for Delta flights, but at least Flying Blue’s prices seem a little more stable than Delta Skymiles pricing.

It’s unclear how distance is calculated and the impact a connecting flight may have. You’ll see in the next section (itineraries with a connecting flight) that Flying Blue did not require more miles for a connecting flight for the route and dates I searched. In an older version of this article, about 5,000 miles extra for the roundtrip were required when the itinerary to Paris had a connecting flight. So adding a connection may or may not have an impact on the redemption total when you’re redeeming Flying Blue miles for Delta flights.

Delta Skymiles award tickets have dynamic pricing. For this particular itinerary, you would need 98,000 Skymiles.

This wouldn’t even be an option since Chase points do not transfer to Delta Skymiles, but I wanted to show why even if Delta was a partner, this flight is better with Virgin Atlantic Flying Club miles or AirFrance/KLM Flying Blue miles.

Your options for this itinerary with Chase Ultimate Rewards are:

• Redemption portal: 85,238 or 102,789 Ultimate Rewards points (depending on which card you hold).
• Virgin Atlantic-60,000 Chase Ultimate Rewards points transferred to Virgin Atlantic Flying Club
• AirFrance/KLM-58,000 Chase Ultimate Rewards points transferred to AirFrance/KLM Flying Blue

2. Delta flight from US to Europe (with a connection)

This is a roundtrip flight in economy from New Orleans to Paris. There is one stop each way. The entire itinerary is operated by Delta. The lowest paid fare on the dates I searched for a decent itinerary (meaning 1 connection and/or reasonable layover times) between New Orleans and Paris across all available airlines is $1170.

To book this ticket in the redemption portal, you would need either 78,000 Ultimate Rewards points or 93,600 Ultimate Rewards points, depending on which card you have.

Virgin Atlantic Flying Club redemption price is 75,000 miles roundtrip

Nonstop flights are definitely the best value with Virgin Atlantic miles because if the flight requires a connection, the additional amount of points for that particular segment is required.

For example, Atlanta to Paris is 60,000 miles. But a flight from MSY that connects in Detroit, Atlanta, or anywhere in the US would require additional points/miles for the MSY-ATL segment which is 15,000 roundtrip. Virgin Atlantic has a distance based chart for Delta segments within the US, and for segments less than 500 in distance, the price is 7,500 Flying Club miles each way. MSY to ATL is just under 500 miles, but if the connecting segment is more than that, you’ll need even more miles.

So the total for the roundtrip would be 75,000 instead of 60,000.

AirFrance/KLM Flying Blue is 58,000 roundtrip

This is the same as the nonstop ATL-CDG.

So your options with Chase Ultimate Rewards for this itinerary are:

• Redemption portal- 78,000 or 93,600 points, depending on which card you have
• Virgin Atlantic- 75,000
• AirFrance/KLM- 58,000

3. One more example- US-Hawaii (and US domestic flights)

Of course, you should also check paid fares. For example, at the time of publishing (June 2021) the LAX-KOA roundtrip flights below are less than $400 on the dates I searched. For that price, you could book in the portal with ~32,000 or ~26,700 points, depending on which card you have. The lowest I could find for DFW-KOA was more like $700 which would be ~56,000 or ~46,700 points in the Ultimate Rewards portal, depending on which card you have.

Virgin Atlantic Flying Club pricing for US-Hawaii on Delta is as low as 30,000 miles roundtrip

Whether or not Virgin Atlantic is the best way to book a Delta domestic flight depends on two different things: Nonstop vs. connecting itinerary and distances.

Virgin Atlantic has switched to a distance based pricing model for domestic Delta flights. The distance is calculated by adding each sector’s redemption price. For example, LAX to Kona, Hawaii on a nonstop Delta flight falls in the 2,000-3,000 distance band, so each way is 15,000 miles (see chart in previous section).

But if there is a connection, more Virgin Atlantic miles are required. For example, DFW to Kona via LAX would be priced as:

• DFW-LAX (distance falls in 1,001-1,500 range which requires 11,500 miles each way) plus
• LAX- Honolulu (requires 15,000 miles each way)
• Your total would be 26,500 each way (15,000 plus 11,500
• Roundtrip is 53,000 Virgin Atlantic miles.

AirFrance/KLM Flying Blue is going to be the better option in this scenario.

AirFrance/KLM Flying Blue is 35,000 miles roundtrip for either of these US-Hawaii itineraries

For LAX-KOA, you would be better off either redeeming Virgin Atlantic miles since the price is 30,000, or redeeming Chase Ultimate Rewards points in the redemption portal if fares are low. But for DFW-KOA with a connection at LAX, AirFrance/KLM Flying Blue would be the best way to book the ticket.

Air France does pass on some sort of airport tax for these flights (see below), but 35,000 miles for the DFW-KOA route is much better than what Virgin Atlantic would require (53,000 miles)

So your options with Chase Ultimate Rewards for these itineraries are:

LAX-KOA nonstop

• Redemption portal- if the ticket is $400, you would need 32,000 or 26,700 points, depending on which card you have
• Virgin Atlantic- 30,000
• AirFrance/KLM- 35,000

DFW-KOA (connection at LAX)

• Redemption portal- if the ticket is $700, you would need 56,000 or 46,700 points, depending on which card you have
• Virgin Atlantic- 53,000

Ready to book Delta flights with Chase Ultimate Rewards partners?

If you are planning to transfer your Ultimate Rewards to a partner program such as Virgin Atlantic Flying Club or AirFrance/KLM Flying Blue, do not transfer yet.

Do not transfer Chase Ultimate Rewards points to any airline until you have confirmed price and availability

Chase Ultimate Rewards transfers to airlines are permanent. You need to make sure your dates are available and you will want to confirm the exact amount of miles needed before transferring. Transfers are usually immediate, so there is no reason to transfer before you find availability.

Once you transfer Chase Ultimate Rewards points to partner airlines or hotels, you cannot get them back

When you transfer Chase Ultimate Rewards to a partner airline or hotel, your points become the currency of the airline or hotel program.  For example, if you transfer 20,000 Chase Ultimate Rewards to Virgin Atlantic Flying Club, you now have Virgin Atlantic Flying Club miles.  Those miles are now subject to the rules and policies of Virgin Atlantic Flying Club.

You CANNOT transfer those points back to Chase Ultimate Rewards.  If you transfer and then the Delta (or other partner) flights that you want are not available, you are stuck with 20,000 Virgin Atlantic Flying Club miles.  If you wait to transfer, you can check other Chase Ultimate Rewards partners for other options if a Delta flight is not available.

Award ticket availability

Award seats are not always going to be available on any given flight , especially when the flight you’re trying to book is a partner flight.

If you’re using a partner program, such as Virgin Atlantic, to book a Delta flight, Delta only makes a certain amount of seats available. In other words, just because a seat is available to book with Delta miles, it doesn’t mean a partner Virgin Atlantic will have that seat available to book with Virgin Atlantic miles. The same applies to other partner programs with which you can book Delta flights.

If you’re trying to book a Delta flight, you most likely will always be able to book it with Delta Skymiles since that program has dynamic pricing. However, you may end up having to redeem a lot more miles than what a “saver” ticket would require. Once the lower level, or saver, seats are gone, Delta will still let you redeem miles for a ticket, but the redemption cost is usually going to be too high to consider. Anyway, that doesnt even matter since Delta Skymiles isn’t a partner of Chase.

The best way to check price and availability is to search online with each partner program you’re considering. You can search for and book Delta flights online with Virgin Atlantic and AirFrance/KLM Flying Blue. You should not have to call to book.

Tip: In general, if a flight is available with one partner, it will be available to other partners. For example, if a Delta flight is available to book with Virgin Atlantic Flying Club miles, it should also be available to book with AirFrance/KLM Flying Blue.

Final thoughts

You do not need Delta miles to book Delta award flights. If you have Chase Ultimate Rewards, you can still book flights operated by Delta. The great thing about having flexible points such as Chase Ultimate Rewards is that you have options. If you only have a Delta-cobranded card, you only earn Delta Skymiles. You cannot transfer Skymiles to any airlines. Your redemption options are limited to the Skymiles program.

There are three ways to redeem Chase Ultimate Rewards points for Delta flights:

Redeeming Ultimate Rewards points for travel via the Ultimate Rewards redemption portal is a good option if paid fares are low (option 1). But you may be able to redeem less points by using transfer partners (options 2 and 3). Transferring to airline partners is how we’re able to get max value out of Chase Ultimate Rewards points.

Earn your first 60,000 Chase Ultimate Rewards points when you open a Chase Sapphire Preferred

Current offer:   bonus_miles_full  

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Comments below are not provided or commissioned by the bank advertiser. The comments have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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Travel Together Ticket

Spend $30,000 each calendar year (excluding refunds and returns) on your British Airways Visa Signature ® Credit Card and receive a Travel Together Ticket*.

Travelling the world is great – and it’s even better when you can share the experience with someone else or pay 50% of the Avios fare when travelling solo. Every calendar year that you spend $30,000 on your British Airways Visa Signature Credit Card we’ll give you a Travel Together Ticket good for two years 1 .

The Travel Together Ticket allows you to pay 50% of the Avios fare when travelling solo or gives you a second seat for a companion, on the same flight and in the same cabin when you book a reward flight on a British Airways, Iberia or Aer Lingus flights, including respective selected subsidiaries and franchise partners of these airlines 1 originating from anywhere in the world, not just the United States. All you’ll have to pay is the taxes, fees, and carrier charges for the reward seats 2 .

British Airways has over 300 destinations waiting to be explored, and all of them are better explored together.

Reward Flights are subject to availability. To be eligible for Reward Flight Saver, you need to have collected at least 1 Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you'll be shown the standard Reward Flight price instead with full taxes, fees and charges. To find out more about Reward Flights and/or Reward Flight Saver, click here .

At time of publication, all reward flights and travel together tickets are subject to taxes, fees and carrier charges. For a peak, roundtrip flight from Los Angeles to London, these can amount to $651.33 in economy (World Traveller) and $1,984.57 in business (Club World). Subject to change.

*Flights subject to availability.

Chase Travel Together Ticket Terms and Conditions

These Terms and Conditions are effective from [ July 4, 2023] and shall apply to any Chase Travel Together Ticket (Chase Companion Voucher) issued.

Earning a Chase Travel Together Ticket

• The Chase Companion Voucher entitles you to make a Reward flight booking on Selected Airlines either for yourself and a companion or just you as a solo traveller receiving a 50% discount of the Reward flight (“Chase Travel Together Ticket”) in accordance with these Terms and Conditions and subject to availability and the applicable Taxes, Fees, and Charges.
• You are only eligible to receive a Chase Travel Together Ticket if you are a Member of the British Airways Executive Club and are the main account holder within a British Airways/Chase Credit Card account (a "Member").
• Additional cardmembers to the main Credit Card account are not eligible to receive a Chase Travel Together Ticket. Any amount spent on any supplementary Credit Card(s) of the main Credit Card account will count towards the main account holder’s Spend Target.
• To be entitled to receive a Chase Travel Together Ticket, the Member must have reached the required Spend Target within a 12-month period starting each year on January 1 and ending on December 31 (the “Twelve Month Period”). For the avoidance of doubt, if a customer opens a Credit Card account on any date following January 1, then they must have reached their Spend Target by December 31 of that year to be awarded a Chase Travel Together Ticket.
• The qualifying Spend Target of the British Airways/Chase Credit Card is 30,000 USD (the "Spend Target"). Qualifying spend is when you, or an authorized user of a supplementary Credit Card, use the card(s) to make purchases of products and services, minus returns, or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: cash withdrawals, balance transfers, cash advances, travellers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
• Only one Chase Travel Together Ticket can be earned in any Twelve-Month Period. If the Member reaches their Spend Target within the Twelve-Month Period, then further spend will not accumulate towards another Chase Travel Together Ticket. Members can begin earning towards their next Chase Travel Together Ticket at the beginning of the next Twelve-Month Period.
• When the Member has reached the Spend Target a Chase Travel Together Ticket will automatically be added to their British Airways Executive Club account. Please allow 4-6 weeks for delivery. The Chase Travel Together Ticket will be valid from the date on which it appears on the Member's Executive Club account and will be valid for 24 months.

Using the Chase Travel Together Ticket with a companion

• The Chase Travel Together Ticket allows the main British Airways/Chase account holder, when making a flight booking using Avios on a British Airways, Iberia or Aer Lingus flight, including certain of their respective subsidiaries and franchise partners, as detailed in Clause 3 (‘Selected Airlines’), to book another seat on the exact same journey for a companion without having to pay the Avios flight price for that companion. Taxes, airline, government, or other separately charged fees and charges (“Taxes Fees and Charges”) must be paid by Member redeeming the Chase Travel Together Ticket and is payable at time of booking.
• The Chase Travel Together Ticket will be issued in the name of the main British Airways/Chase Credit card account holder, who must travel on any Chase Travel Together Ticket.
• The Chase Travel Together Ticket may only be used for bookings, which are strictly subject to availability and British Airways offers no guarantee that Members will be able to book for a companion on any specific flight with Selected Airlines.
• When booking a Reward flight with a Chase Travel Together Ticket, you can choose to make a full Avios redemption or from other Avios and Money price options (subject to the Cardmember’s payment of the Taxes, Fees, and Charges for each seat).
• A Member who has two valid Chase Travel Together Tickets on their account has the option to redeem both simultaneously on one flight booking, the Avios flight price must be paid for the Member and an additional individual in order that 2 companions can travel on that booking. If booking for the Member and an additional 2 companions (grand total of 3 passengers) then the booking will need to be processed through the contact centre.

Using the Travel Together Ticket as a solo traveller

• The Chase Travel Together Ticket allows the main British Airways/Chase account holder, when making a flight booking using Avios as a solo traveller on a British Airways, Iberia, or Aer Lingus flight, including certain of their respective subsidiaries and franchise partners, as detailed in Clause 3 (‘Selected Airlines’), to pay 50% of the Avios fare of the journey. Taxes, Fees, and Charges must be paid by Member redeeming the Chase Travel Together Ticket and is payable at time of booking.
• 50% solo traveller Reward flight discount can be accessed by solo travellers or one single adult travelling with an infant under two years of age. When booking with an infant, usual Avios redemption rules will apply.
• When booking a reward flight with a Chase Travel Together Ticket, you can choose to make a full Avios redemption or from other Avios and Money price options (subject to the Cardmember’s payment of the Taxes, Fees, and Charges for each seat).
• The Chase Travel Together Ticket will be issued in the name of the main British Airways/Chase Credit card account holder, who must travel on the Chase Travel Together Ticket.
• The Chase Travel Together Ticket may only be used for bookings, which are strictly subject to availability and British Airways offers no guarantee that Members will be able to book on any specific flight with Selected Airlines.

Rules and Restrictions

• The Chase Travel Together Ticket can only be used for travel on reward flights listed in the Executive Club Redemption table operated by British Airways, Iberia, or Aer Lingus, including certain of their respective subsidiaries and franchise, as detailed in Clause 3 (‘Selected Airlines’), in any cabin class, as long as the Member has sufficient Avios to complete the booking for their desired journey.
• The Chase Travel Together Ticket can be used for travel on any route, in any cabin class, for return or one-way journeys, as long as the Cardmember has sufficient Avios to complete the booking for their desired journey.
• Avios and Reward Flight bookings made with the Chase Travel Together Ticket can only be used on ‘Selected Airlines’ including, British Airways and its subsidiary CityFlyer and EuroFlyer; Iberia and its subsidiary Iberia Express and its franchise partner, Air Nostrum; Aer Lingus and its subsidiary Aer Lingus U.K. and its franchise partner, Emerald Airlines. This excludes any flights operated by British Airways’ franchise partner Sunair.
• Reward Flight bookings made with a Chase Travel Together Ticket can only be redeemed online through the British Airways Executive Club Avios Reward Flight booking page and British Airways Executive Club app or through British Airways contact centres, and Chase Companion Vouchers must be applied at the time of booking through your British Airways Executive Club account.
• The Member and their companions must travel together at all times and therefore must be booked onto the same flight and cabin class when travelling using a Chase Companion Voucher.
• Bookings for companions must be made at the same time as the Member makes their booking.
• If the Cardmember has a British Airways Executive Club Household Account, companions do not have to be people who are named within this Household Account, however they will need to be within the cardmember’s British Airways Executive Club Friends and Family list (a list which allows Household Account members to redeem for individuals who they do not live with). To find out more about refer to Household Accounts.
• Outbound travel must take place before the expiry date stated on the Chase Travel Together Ticket, however inbound travel on a return booking, may take place after the expiry date.
• The Chase Travel Together Ticket is non-extendable, non-transferable and has no cash value. No Avios or other frequent traveller programme miles or points may be earned on the Chase Travel Together Ticket.
• Once travel using the Chase Travel Together Ticket(s) has been booked, name changes are not allowed.
• If travel using the Chase Travel Together Ticket is cancelled within 24 hours of departure, the Chase Companion Voucher will not be re-issued to the Member’s Executive Club account.
• If travel using Chase Travel Together Ticket is cancelled more than 24 hours before departure, then the Chase Companion Voucher will be re-issued to the Member’s Executive Club account for the remainder of its original validity period.
• British Airways reserves the right to amend these Terms and Conditions at any given time. Any amendments made to these Terms and Conditions will not affect the validity of any Chase Travel Together Ticket(s) which have already been issued.
• The Chase Travel Together Ticket cannot be used in conjunction with any other offer or promotion, including Priority Reward (Gold Executive Club membership benefit). For more information on Priority Reward please visit ba.com.
• Any use of the Chase Travel Together Ticket and/or use of Avios must be in accordance with the British Airways Executive Club Terms and Conditions.
• Cardmembers and their companion(s) will be carried by British Airways and Selected Airlines in accordance with the airlines’ notice and Conditions of Contract (as stated on each ticket) and such airlines’ general conditions of carriage for passengers and baggage (copies available on request).
• Members must remain eligible for this promotion at the time of travel. British Airways and Chase reserve the right to withdraw any Chase Travel Together Tickets in the event that the Member is in breach of the terms of the British Airways/Chase Credit Card or the British Airways Executive Club Terms and Conditions.
• Offer subject to availability and may be withdrawn at any time. Additional significant restrictions may apply.
• A maximum of two Chase Travel Together Tickets can be redeemed at any one time on the same booking.
• Only Chase Travel Together Tickets of the same type can be combined and redeemed on any one Reward Flight booking.
• If you wish to change your Reward Flight booking booked using your Chase Travel Together Ticket to another Reward Flight, with a Selected Airline that is different from your original booking, this amendment to your booking will require you to cancel the original Reward Flight and re-book onto the new Selected Airline.

The British Airways Visa Signature Travel Together Ticket entitles you to receive a second seat for a companion on the same flight as you and in the same cabin when you make a reward booking on selected airlines*. All you’ll have to pay is the taxes, fees and charges for you and your companion’s tickets. Alternatively, you can use your Travel Together Ticket to book a solo trip and receive 50% Avios discount on the Reward flight fare.

You can earn one Travel Together Ticket each year.

How do I qualify for a Travel Together Ticket?

To qualify, you must reach the required spend target of $30,000 within a 12 month period starting each year on January 1 and ending on December 31 (excluding cash withdrawals, returns or refunds, interest, balance transfers or fees). Required spend collected in one 12 month period cannot be carried over into the next 12 month period.

When will I receive my Travel Together Ticket?

Once you reach your Spend Target an e-voucher (“Travel Together Ticket”) will automatically be added to your British Airways Executive Club account. Please allow 4-6 weeks for posting.

How can I get the most out of my Travel Together Ticket?

Be flexible with your dates and destinations. Have a list of preferences and book as far in advance as possible.

Am I restricted to British Airways operated flights only?

No, you can now also use your voucher via ba.com on British Airways, Iberia or Aer Lingus flights, including certain of their respective subsidiaries and franchise partners, as detailed in Clause 3 ('Selected Airlines'), see full Terms and Conditions.

Can my trip start from outside the US?

Yes, your Reward booking can originate from anywhere, there is no restriction on routes. Please refer to Terms and Conditions regarding selected airlines, subject to availability.

When is the best time to redeem my Travel Together Ticket?

As soon as you can. Start to make a rough plan of your preferred destinations and dates of travel before your voucher is issued. Your ideal destination, dates and times may not always be available so being flexible reduces disappointment. Outbound travel must be taken before the expiry date of the voucher, which is 24 months from date of issue.

When is the best time to travel?

Although seats are available for redemption throughout the year, you may benefit from planning your trip during quieter times, such as midweek and during school terms.

When should I try to avoid?

Our busiest times are during the school holidays and at weekends, so avoiding these periods will give you more flexibility and choice.

Do I have to return during the lifetime of the Travel Together Ticket?

Although your outbound journey must be completed before the ticket expires, you are free to return any time afterwards. However, you must book your return flight at the same time as making your outbound reservation if choosing to redeem on a round trip.

Can I use my voucher for one-way travel?

Yes, your voucher can now be redeemed against both return and one-way travel.

I’ve just realised that my Travel Together Ticket has expired. Can I get it extended?

Unfortunately, this is not possible. Your voucher must be exchanged for an outbound ticket departing before the expiry date on your voucher, which is 24 months from date of issue.

Can I redeem a Travel Together Ticket when I pay with Avios & Money?

No, the Travel Together Ticket is only valid when you pay fully with Avios. However, you can purchase up to 35,000 Avios per annum, per account, if you don’t have enough Avios for your chosen reward flight.

Can I make a booking through my Travel Agent?

No, the booking must be made directly with British Airways.

Can I make my booking online?

Yes, you can redeem and manage your Travel Together Ticket online. Simply log in to to your Executive Club account using your membership number and pin.

I have a joint card with someone else, but the Travel Together Ticket has been issued in his or her name instead of mine, even though I do most of the spending on the card.

The voucher will be issued in the name of the main cardmember, regardless of who spends the most on the card.

Is it possible to allow someone else to use my voucher?

The person whose name is on the voucher must make the booking. The reward flight made using Avios must also be in the same name, although the additional ticket can be for your chosen companion.

Does my British Airways Executive Club account need to be registered in the US?

No, you can redeem your Chase Travel Together Ticket no matter where your Executive club account is registered.

Iberia Visa Signature ® Credit Card

Earn 85,000 seventy-five thousand Bonus Avios

Earn up to 3 Avios per $1

Get a 10% discount on Iberia flights

New cardmember offer

Earn 85,000 bonus avios.

Earn 85,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. * Opens offer details overlay

At a glance

Take your dream vacation getaway sooner.

In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, and 2 Avios for every $1 spent on stays booked directly with the hotel. Earn 1 Avios for every $1 spent on all other purchases. * Opens offer details overlay Terms apply.

Interest Rate

21.49 Min. of (8.50+12.99) and 29.99 %– 28.49 Min. of (8.50+19.99) and 29.99 % variable APR. † Opens pricing and terms in new window

$95 † Opens pricing and terms in new window

Travel Credit Card Rewards & Benefits

New cardmember offer, earn 3 avios.

Earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases. * Opens offer details overlay

Earn 2 Avios

Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel. * Opens offer details overlay Earn 1 Avios for every $1 spent on all other purchases. * Opens offer details overlay

Travel TOGETHER

$1,000 airfare discount voucher each calendar year.

Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card. * Opens offer details overlay

Airfare discounts

Get a 10% discount on airfare.

Use your Iberia Visa Signature Card to book your flight on the website provided in your welcome materials

No Foreign transaction fees

No foreign transaction fees † opens pricing and terms in new window, explore additional benefits, travel & purchase coverage opens drawer that reveals additional content.

You're covered with built-in benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days. ** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. ** Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger. ** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less. ** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Contactless - Just Tap To Pay Opens drawer that reveals additional content

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless Opens in a new window .

Spend Instantly Opens drawer that reveals additional content

Apply for a card, use it the same day.

Receive instant access to your card by adding it to a digital wallet, like Apple Pay ® , Google Pay ™ or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window .

Partner benefits Opens drawer that reveals additional content

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fee and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 1/31/25. * Opens offer details overlay

Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders. * Opens offer details overlay

Chase Pay Over Time SM Opens drawer that reveals additional content

Chase Pay Over Time * Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase (formerly My Chase Plan ® ): Pay off an eligible purchase you've already made of $100 or more * Opens offer details overlay in smaller, equal monthly payments. No Interest - just a fixed monthly fee † Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card activity.

At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more * Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window .

Browse credit cards by category

Offer details, offers may vary depending on where you apply, for example online or in a branch, and can change over time. to take advantage of this particular offer now, apply through the method provided in this advertisement. review offer details before you apply..

85,000 Bonus Avios After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus Avios to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Avios: Rewards Program Agreement: For more information about the Iberia card rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window . We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Opens in a new window . How you can earn Avios points: You'll earn Avios points on purchases of products and services, minus returns or refunds, made with an Iberia credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count as a purchase and won't earn Avios points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 Avios points: You'll earn 3 Avios points for each $1 spent on flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus. 2 Avios points: You'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel. 1 Avios point: You'll earn 1 Avios point for each $1 spent on all other purchases. Information about earning/transferring Avios points to Iberia: Avios points earned during a billing cycle will be automatically transferred to Iberia after the end of each billing cycle. Avios points expiration: Avios points will expire according to the Iberia Plus Program Terms and Conditions which include maintaining Iberia Plus program activity for 36 consecutive months. Losing Avios points: You'll immediately lose all Avios points that haven't been transferred to Iberia if your Iberia credit card account status changes, or your Iberia credit card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window .

$1,000 Discount Voucher: Subject to Iberia flight availability. Taxes and fees apply to the full value of the ticket, including the $1,000 discount voucher. Iberia Plus terms and conditions apply. Cardmember must make $30,000 in purchases in a single calendar year on their Iberia Visa Card to receive a $1,000 discount voucher. Purchase transactions must post to your billing statement on or before December 31 of the calendar year in order to qualify for the $30,000 spend. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn Avios: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. The discount voucher will be in the form of a code that can be applied by a Cardmember for a discount of $1,000 when purchasing two tickets, for the same flights in the same class of travel. Cardmember is eligible for only one discount voucher each calendar year. The discount voucher will be issued after the billing cycle when Cardmember reaches $30,000 in purchases. Cardmember will receive a discount voucher email from Iberia 4-6 weeks later, and will not be eligible for another discount voucher until the next calendar year. The discount voucher email from Iberia will include a discount voucher code that must be redeemed online at www.iberia.com/Chase10 . Once the discount voucher is issued, credits to the Iberia credit card account will not cause forfeiture of the discount voucher. The discount voucher is valid in conjunction with the Cardmember's paid two same flights on Iberia taken within 12 months of the date of issue. All discount vouchers will be issued in the name of the primary Cardmember who must travel on any booking where the discount voucher is used. The discount voucher is only valid if it has been acquired in accordance with the rules of this promotion. The discount voucher is not extendable, transferable and has no cash or Avios value. Companion must travel with the Cardmember on both the outbound and inbound journey and be booked at the same time for both directions. Discount vouchers may only be used for flights which are operated by Iberia. The discount voucher is not valid for flights operated by franchise, codeshare or alliance airlines. Additional restrictions may apply. Please visit iberia.com/Chase10 for full terms and conditions. This offer is not from Chase, and JPMorgan Chase Bank, N.A. is not responsible for the provision of or failure to provide the stated benefits and services.

10% Discount: Valid only for new flight bookings with a valid Iberia Visa card issued by Chase, for travel commencing on Iberia from any destination. Discount is valid on the flight fare only and taxes, fees and carrier charges are excluded from the discount, on mainline flights operated by Iberia. Cardmember must travel to qualify for the 10% discount. To take part in this promotion, eligible participants must log in at iberia.com/Chase10 to make a roundtrip booking. Offer is non-transferable and available on Iberia flights only, not valid for discounts or with any other promotions, unless otherwise stated. To be eligible for this bonus offer, account must be open and not in default at the time of fulfilment. 10% discount will appear on the availability page. Discount is not valid for flights on code share or franchise carriers. 10% discount on Iberia flights is valid for flight purchase only and does not apply to excess baggage fees, seat assignment fees, purchasing Avios for rewards or rewards fees. Roundtrip bookings are eligible for only one discount. All rules of purchased fare apply, including advance purchase, minimum stay, weekend-add-ons, and cancellation/refund rules. Other travel related restrictions may apply. Fares not purchased at iberia.com/Chase10 do not qualify for discount. Discount applies for up to nine passengers booked on the same Iberia flight at the same time. Refunds from previously purchased fare types not permitted. Iberia standard booking terms and conditions including amendment and cancellation charges apply. All travel is subject to availability. Other significant restrictions may apply. Visit iberia.com/Chase10 for full terms and conditions of fare rules. Offer is not from Chase. JPMorgan Chase Bank, N.A. is not responsible for the provision of or failure to provide the stated benefits and services.

Complimentary DashPass: When the membership is activated for the first time with an Iberia Visa Signature ® Card by 01/31/2025 you and your authorized user(s) will receive 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date. After the complimentary DashPass membership period ends, you and any authorized users will continue to be enrolled and charged the then current monthly DashPass rate for each membership activated. You can cancel anytime on DoorDash or Caviar. Membership period for all users on this credit card account will begin and end based on when the first user activates the membership on DoorDash or Caviar, regardless of when subsequent memberships are activated. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their applicable Chase credit card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your Iberia Visa Signature ® Card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass-eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may apply. Current value of the DashPass membership is as of 06/01/2024. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. If you product change to another Chase credit card during the promotional period, your benefits may change. You may experience a delay in updating your applicable benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. Your applicable Chase credit card account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US . All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions .

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Chase credit cards are consumer credit cards issued by Chase, small business cards are excluded at this time. For Chase Pay Over Time at checkout on Amazon.com, Amazon Visa and Prime Visa cards and Chase Mastercard credit cards are also excluded. Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com Opens in a new window or the Chase Mobile App. Purchases Eligible for Chase Pay Over Time at Checkout on Amazon.com: Orders totaling at least $50 of eligible items on Amazon.com are eligible. Amazon may designate any item as ineligible, such as Amazon Fresh, Whole Foods, Amazon Prime Now, 1-Click Purchases and Subscribe & Save. If your order includes a recurring subscription, then only the first month's subscription fee will be eligible. If available for your account, the option to choose "financing offers available" will appear at checkout. Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com , Inc. or its affiliates.

Chase Mobile App: Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.

Avios Don't Expire Program Requirements Your Avios will not expire as long as you remain an active member in the Iberia Plus Program. You remain active by doing one or more of the following during any 36-month period: (a) have an eligible flight; (b) earn Avios by using an Iberia Visa Signature Credit Card for purchases (note that paying the credit card annual membership fee is not considered purchase activity); or (c) otherwise earn Avios in accordance with the Iberia Plus Program terms and conditions. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn Avios: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. If you do not remain an active member, then Iberia Plus reserves the right, in its sole discretion, to close your Iberia Plus account without notice to you. In the event your Iberia Plus account is closed, all unredeemed Avios in your Iberia Plus account will be forfeited.

Redeem Avios: Avios can be redeemed, subject to IBERIA Plus programme, for reward flights on Iberia and its airline partners to over 900 destinations worldwide. Airline partners include Alaska Airlines, American Airlines ® , Aer Lingus, British Airways, Cathay Pacific, Finnair, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines. Existing Iberia Plus members will be prompted to enter their Iberia Plus membership number. If you are not already an Iberia Plus member please visit iberia.com in order to enroll. Avios will be deposited in your Iberia Plus account within 4-6 weeks. Redemption of Avios for travel is solely the responsibility of Iberia Plus.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

IBERIA PLUS PROGRAM You must be a member of the Iberia Plus program. If you are not already a Member, you will be enrolled automatically if you are approved for the Iberia Visa card. Avios accumulated through the Iberia Visa card will be transferred to your Iberia Plus account; however, Avios reported on your monthly statement from Chase may not post into your Iberia Plus account if you change your Iberia Plus address to one outside of the US. Avios earned with the Iberia Visa card will not be credited toward Iberia Plus tier level progression or retention. For rules and regulations of the Iberia Plus program, please visit iberia.com . Redemption of Avios for travel is solely the responsibility of Iberia. British Airways, Alaska Airlines, American Airlines ® , Aer Lingus, Cathay Pacific, Finnair, Iberia, Japan Airlines, LEVEL, Malaysia Airlines, Qantas, Qatar Airways, Royal Jordanian, Royal Air Maroc, and S7 Airlines are trademarks of their respective companies.

Iberia credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

Your guide to Chase's trip insurance coverage

Update : Some offers mentioned below are no longer available. View the current offers here .

Chase credit cards are often top of mind when travelers are booking trips because of their superior protections. Chase is one of very few major U.S. credit card issuers that offers a full suite of travel protections across its premium credit cards, including trip delay reimbursement and trip cancellation/interruption insurance.

Trip delay reimbursement covers reasonable out-of-pocket expenses due to a lengthy trip delay that is not covered by the common carrier. Trip cancellation/interruption insurance provides reimbursement for covered travel expenses when you have to cancel a trip or end it early.

Now that more people are getting vaccinated and destinations are reopening borders to tourists, you may be planning trips for later this year or into next. This guide will walk through which Chase credit cards have these benefits, what is currently covered and how you can file a successful claim.

Chase cards offering trip delay and trip cancellation/interruption insurance

Here is an overview of the Chase cards that offer trip delay reimbursement, trip cancellation/interruption insurance or both:

The information for the United TravelBank Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Best credit cards for trip cancellation and interruption insurance

What is covered by trip cancellation/interruption insurance?

You can find the full terms and conditions of what is generally covered on your specific card in your Guide to Benefits, which can be found through your Chase account online. I'll use the Chase Sapphire Reserve Guide to Benefits as an example.

Here is a rundown of the circumstances covered by Chase's trip cancellation/interruption insurance:

• Accidental bodily injury, loss of life or sickness experienced by you or a traveling companion that prevents you or a travel companion from traveling on the trip.
• Accidental bodily injury, loss of life or sickness experienced by an immediate family member of you or your traveling companion when it's considered life-threatening, requires hospitalization or requires care by you or your traveling companion.
• Severe weather that prevents a "reasonable and prudent person" from beginning or continuing a trip (terms about what constitutes as qualifying severe weather can be found in your Guide to Benefits).
• Named storm warning.
• Change in military orders for you or your spouse.
• Jury duty or a court subpoena, neither of which can be waived.
• You or your traveling companion's place of permanent residence being made uninhabitable, being burglarized or damaged by fire or flood.
• You or your traveling companion's lodging accommodations at the destination of the trip being made uninhabitable.
• Death or hospitalization of you or your traveling companion's host at destination.
• Quarantine of you or your traveling companion imposed by a physician or by a competent governmental authority having jurisdiction, due to health reasons.
• An organized strike affected public transportation which causes you or your traveling companion to either miss 20% or more of your scheduled trip or miss the departure of a prepaid cruise or scheduled tour (booked through a tour operator).
• Terrorism (there are exceptions here; exact terms on what types of terrorist incidents are covered for trip cancellation and interruption insurance are listed in your Guide to Benefits).

Chase does provide an extensive list of things that are not covered by trip cancellation/interruption insurance as well:

• Change in plans, financial circumstances and business obligations.
• Preexisting conditions.
• Any loss due to the voluntary surrender of unused vouchers, tickets, credits, coupons or travel privileges available prior to their expiration date.
• Travel arrangements scheduled to take place after the 26th week of pregnancy, or when a multiple pregnancy (such as twins or triplets) or pregnancy associated with an assisted reproductive program (such as in vitro fertilization) occurs prior to the initial deposit date or booking date of the trip.
• Any loss for a trip booked while on a waiting list for a specified medical treatment.
• Medical travel.
• Disinclination to travel due to civil unrest.
• Failure of you or your travel companion to obtain necessary visas, passports or requisite travel documents.
• Illegal activity.
• Suicide, attempted suicide or intentional self-inflicted injury.
• Drug use at the time of the loss (except if the drug is taken and used as prescribed by a physician).
• Disinclination to travel due to an epidemic or pandemic.
• Financial insolvency of a common carrier, travel agency, tour operator or travel supplier.
• War (not including terrorism).
• For trip cancellation only: Trips booked to any area known to be associated with terrorist activity.
• For trip interruption only: Travel arrangements canceled or changed by a travel supplier unless it's the result of severe weather or an organized strike that affects public transportation.

You'll note that "disinclination to travel due to an epidemic or pandemic" is specifically listed as not covered. At the time of writing, Chase had given no update that would change this, which means canceling a trip you can go on but just don't want to is not covered by your Chase travel insurance .

If you do find yourself canceling or cutting a covered trip short, here are the basic guidelines provided by Chase on what types of expenses are covered for trip cancellation/interruption:

Non-Refundable prepaid travel expenses charged by a Travel Supplier (Travel Agency, Tour Operator, Provider of Lodging, rental car agency, Rented Recreational Vehicle Provider, commercial recreational excursion provider, Cruise Line, airline, railroad, and other Common Carriers). Eligible Travel Expenses also means redeposit fees imposed by a Rewards program administrator. Eligible Travel Expenses does not include Event Tickets or prepaid fees to theme parks, museums, golf courses, or other points of interest (unless such expenses are included as part of a travel package).

What is covered by trip delay insurance?

Trip delay insurance provides reimbursement for expenses incurred when your trip is delayed due to a covered hazard for more than six hours, or if a delay requires an overnight stay. It does not include expenses that are covered by the airline or other common carrier responsible for the delay. You and your family members are covered when you put at least part of a trip on your eligible Chase card.

Covered expenses include meals, lodging, toiletries and medication, but do not include any prepaid expenses related to a trip such as a tour or activity fees.

Chase defines covered hazards as equipment failure, inclement weather, strike and hijacking/skyjacking. The Guide to Benefits specifically exempts any delay due to a covered hazard that was made public or made known to you prior to your departure.

Filing a claim

When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim through Chase's online claims center.

Trip delay reimbursement requires the following documentation:

• Expense receipts – Keep receipts from all of the expenses incurred due to the delay. Meal expenses more than $50 per covered traveler must be itemized.
• Fare receipt – You'll need a receipt that proves you purchased at least some of the common carrier fare on your card.
• Multiple payment methods – If you used more than one method of payment for your fare, you must provide documentation outlining any additional currency, voucher, points or other payment method used. For example, if you used points to pay for your flight and just used your card for taxes and fees, you'd need to show documentation to that effect.
• Common carrier statement – This is proof that the trip was delayed, along with the reason for the delay.
• Original itinerary – You'll have to submit a copy of your original ticket.
• Settlement from carrier – You are required to file a claim with the common carrier before submitting a claim with Chase. You'll need a copy of the settlement from the carrier, your insurance and any other reimbursement you'll receive from another party.

Trip cancellation/interruption insurance requires slightly different documentation:

• Completed and signed claim form — You can get a claim form by calling your benefit administrator, or by visiting Chase's online filing application.
• Original itinerary – You'll have to submit a copy of your original travel itinerary, including any prepaid activities that you are including in your claim.
• Confirmation of cancellation/interruption – You have to provide documentation that gives the reason for the cancellation/interruption, such as an official doctor's note, death certificate, official military orders or other supporting documentation.
• Attending physician's statement – This a document provided by a physician or medical facility that essentially acts as proof that you were treated by them.
• Carrier cancellation/refund policy – You'll have to submit a copy of the cancellation or refund policies of the common carrier, tour operator or travel supplier.
• Expense receipts – Keep the receipts of expenses incurred due to your trip interruption.
• Monthly billing statement – Rather than a fare receipt, you are required to submit a monthly billing statement showing the last four digits of the account number as proof of prepaid travel.
• Any unused vouchers, tickets or coupons — You can add these expenses to your claim, but you'll need to be able to provide proof of purchase.

When you fill out the claims form online, you will be asked to upload these documents. You can scan in paper receipts when needed. Typically, you have up to 90 days to file a claim after a delay or cancellation.

Proof of flight delay or cancellation

One of the documents required to file for trip delay reimbursement is a verification form that outlines the reason for the delay or cancellation by the carrier. You can typically get this at the airport when the delay or cancellation is announced, but keep in mind that it may require a supervisor. Each major U.S. airline also has a process for requesting this information after the fact.

Here is an overview of the process different U.S. airlines require in order for you to receive a delay or cancellation verification form:

Bottom line

Having a card with trip insurance can save you hundreds of dollars when unexpected hiccups happen in your travel plans, but it can be confusing to know what exactly is covered and the right documentation you need to file a claim.

Nothing is worse than getting through an entire claims process only to be denied or have to start over because you don't have the required documentation for the insurance provider. Before you start filing a claim, make sure you have the documents listed above. Keep in mind that a provider may ask for additional documentation related to the incident, so you may have to collect receipts and other forms to help your case.

Russian Tourist Confirmation and Voucher

Russian visas & ukraine conflict.

• Single entry (one entry to Russia, maximum period of stay in Russia - 30 or 90 days);
• Double entry (two entries to Russia within visa validity, maximum period of stay in Russia - 30 or 90 days);
• Multiple entries (multiple entries to Russia within 180 days, maximum period of stay in Russia – 90 days within 180 days).

How will I receive my voucher

Russian tourist voucher frequently asked questions.

• The tourist company reference number;
• The number of confirmation;
• The official name of the tourist company;
• The hotel name *.
• either ask your friend for a private invitation. Might be a lengthy and complicated procedure in Russia, and we cannot assist you with this, or
• purchase a tourist voucher from us. We will help you to obtain a tourist voucher and you will need to apply for a tourist visa. In your application form you will need to enter the information about the hotel indicated in your tourist voucher. Please note, the information about your hotel is only displayed in your voucher and your application form, there will be no indication of the hotel in your visa. You will be able to stay at different accommodation.

TOURIST VOUCHER FOR CRUISE PASSENGERS

Book hotels in russia.

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