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Travel insurance

Travel Insurance Mauritius

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

If you’re looking for travel insurance Mauritius then don’t hesitate to get a fast online quote now.

Emerald Life was started as a fresh take on the insurance industry that puts equality and diversity at its core.

Visit our online quote form and see how much you could save on travel insurance for Mauritius today.

Table of Contents

Healthcare for Brits in Mauritius

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Mauritius.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the government of Mauritius does not offer free medical care for Brits in Mauritius. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket. And hospitals or medical centres may want to see proof of ability to pay upfront.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get sufficient travel insurance before you leave on your trip.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the embassy of Mauritius for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

• Many medical conditions covered

Over 75/Serious Medical

• Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
• Up to a high level of severity and even a terminal prognosis
• chemotherapy or radiotherapy
• Mental health conditions

As is usual with UK travel insurance, you need to disclose any pre-existing medical condition you have to your policy provider, unless you have been told specifically by your insurer that you do not need to declare that condition.

While this means that you may have to pay more to obtain travel insurance for Mauritius – although not all pre-existing conditions result in an increase in premium- , it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Insurance providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care while abroad.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a suitable single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions that you are required to do so when applying for travel insurance for Mauritius. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

However, in general, the insurers’ questions will tend to follow the same general lines, such as:

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

So, while it is vitally important to declare what you need to declare, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• They have been on antiviral treatment for no less than 3 months.
• They have not been advised to switch to a different/new type of antiviral regimen.
• If their CD4 count is above 350 or they have been advised by a doctor that CD4 monitoring is not necessary.
• They have an undetectable viral load or less than 50ppm.

Note that non-declarable conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption. However, Emerald leads the field on some of these.

What to Look For When Shopping for Mauritius Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain Mauritius travel insurance before you travel to Mauritius (whether multiple or a single trip cover).

This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Mauritius has to offer. For that, you can focus on a few essential factors:

Repatriation and Medical Cover

• Medical Up to £10 Million

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses should include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Mauritius, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000 with our Mauritius travel insurance.

Travel Insurance Mauritius Cancellation and Curtailment Cover

Silver - Up To £1000

Gold - Up To £3000

Platinum - Up To £7500

Silver - Not Covered

Gold - Up To £2000

Platinum - Up To £5000

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Mauritius in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel insurance.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Mauritius Travel Insurance Luggage Cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays of more than 24 hours, Emerald Life offers baggage cover which serves as compensation for the inconvenience and covers the cost of essential replacement clothing and toiletries if your baggage is delayed on your outward journey, up to the amount specified

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover for the accidental loss, damage or theft of your baggage and personal effects, up to the amount specified.

Travel Insurance Excesses and Exclusions

Silver - £100

Platinum - £35

Silver - £500

Gold - £150

Platinum - £0

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming.

Therefore, make sure you buy a Mauritius travel insurance policy that balances a good price with reasonable excesses. Also, there may be other exclusions that reduce the premium precisely because payouts are limited. If you need travel insurance, then it is advisable to make sure that you have the best cover you can afford.

Most travel insurance policies will also include different excesses for different types of claims and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Mauritius?

It can be argued that the real question is — can you afford not to have Mauritius travel insurance when you leave for Mauritius?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Mauritius travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Mauritius, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to rely on.

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Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, mauritius travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

If you’re lucky enough to be going to Mauritius, you’re probably going to want to get some travel insurance. But before you buy, think about these things first to make sure you have the level of cover you need:

• The cost of your trip – Unfortunately, sometimes things happen outside of your control meaning you have to cancel your holiday; if that’s the case, it’s good to know that you can cover costs
• The activities you’re likely to be doing – If you’re planning anything really extreme, we can offer you extra cover with our  adventure and extreme sports policy
• The total cost of your baggage
• Also, don’t forget to check the  latest travel advice for Mauritius from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to Mauritius?

As standard, our policies cover for  over 50 sports and activities , so you can get up to more on your holiday. We also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

For more information about what’s covered with travel insurance for Mauritius, have a read of our  policy documents here .

We’ve listed some helpful facts, along with other important information which we think you’ll want to know before your trip to Mauritius.

Do you need a visa for Mauritius?

No, you don’t need to apply for a visa to travel to Mauritius, but you will need proof of an onward journey or return travel. On arrival your passport will be stamped, and you’ll be allowed to stay in the country for up to 60 days.

Healthcare in Mauritius

The healthcare facilities in Mauritius can vary, but are generally in pretty good condition. There are public and private healthcare centres, but a lot of tourists choose to see private doctors at private hospitals, which can be costly. You should buy adequate travel insurance including any  pre-existing medical conditions  before you travel, so you can rest assured knowing you’re covered in case anything happens while abroad.

It’s also important to remember to speak to your GP at least four to six weeks before you travel, to check whether there are any vaccinations, or any other preventatives needed.

For more information about  healthcare in Mauritius, visit the GOV.UK site here .

Can I get assistance if I fall ill or injure myself while in Mauritius?

Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.

All our travel insurance policyholders can get access to our specialised medical emergancy team .

*Discount excludes any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Discount tiers of 5% for premiums between £0-49, 10% for £50-249, & 20% for £250+ apply. Offer ends at 23:59 on 30/09/24. T&Cs apply.

• Unlimited emergency medical expenses available on Black level policies.
• InsureandGo’s Gold achieved a Which? Best Buy.

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Travel Insurance

Wherever your trip takes you, enjoy a worldwide coverage and hassle-free travel with NIC Travel Insurance 

Travel Hassle-free

Planning your vacation or business trip? We spend a lot of time and effort planning the perfect vacations or the deal-making business trip, but often overlook the importance of getting a good travel insurance plan. 

As you know all too well, travelling can come with its hassles, for instance, lost or misplaced baggage, delayed or missed flights, overseas sickness, lost or stolen passport and travel documents, and you may even think of a few to add to the list.

Wherever your trip takes you, enjoy a worldwide coverage and broad range of benefits with NIC Travel Insurance . 

Take the hassle out of your travel!

Why choose the NIC Travel Insurance?

 1 

Choose from 4 different travel insurance covers tailored to suit your travel needs

 2 

Emergency medical expenses up to EUR 75,000

 3 

Coverage for loss of baggage and documents, and for other unforeseen losses

 4 

24/7 worldwide travel assistance and emergency services provided by our global partner AXA Assistance

Download the NIC Travel Insurance Plan brochure for more details on the features and benefits.  You can also contact us, and we will provide you with the insurance advice you need.

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Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance from reputed global insurers for travel in the new normal.

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Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

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Travel Insurance

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“Travel isn’t always pretty. It isn’t always comfortable. Sometimes it hurts, it even breaks your heart. But that’s okay. The journey changes you…” – Anthony Bourdain

With our insurance cover, you can travel safely and with great serenity. You can also benefit from a large network of providers and opt for additional covers for business equipment, golf and ski activities.

Covers Passport, Baggage  and travel arrangements

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Mauritius Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Mauritius Travel Insurance Recommendations

Medical travel insurance is recommended for all foreign visitors traveling to Mauritius, although it is no longer required. During the Covid-19 pandemic, all travelers visiting the country were required to purchase a policy with coverage for Covid-19 related expenses. While it is no longer mandatory, it is still recommended by the local government. Squaremouth recommends comprehensive insurance with medical, cancellation, and travel delay benefits.

Emergency Medical coverage can cover hospital stays and medical treatment for an unforeseen illness or injury that occurs during a trip, including Covid-19. Squaremouth recommends at least $50,000 in Emergency Medical coverage to satisfy Mauritius’ requirements. That is consistent with Squaremouth’s recommendation for international destinations.

Travelers should also consider at least $100,000 in Medical Evacuation coverage. The Medical Evacuation benefit can help transport you to a medical facility or even home if a doctor requires it in the event of an unforeseen injury or illness.

Most travelers have significant travel expenses when visiting Mauritius. For those who want to protect their investment from unforeseen illness or injury, inclement weather, or terrorism before and during the trip, Squaremouth recommends Trip Cancellation and Trip Interruption coverage.

The Trip Cancellation benefit can reimburse travelers up to 100% of their covered trip costs if a traveler cancels their trip before they leave for a covered reason. Trip Interruption is similar but is a post-departure benefit that can cover 100%-200% of the covered trip costs if a person interrupts their trip for a covered reason.

The most common concern for travelers is having to quarantine at their destination. Squaremouth recommends the Trip Delay benefit, which can reimburse a daily amount if a person’s trip is delayed because of unforeseen illness or injury, including testing positive for Covid-19. This benefit can also help reimburse costs associated with changing a return flight home.

Click here to begin your search for Mauritius Travel Insurance.

Mauritius Travel Insurance Trends and Data

Mauritius, an island off the coast of Madagascar, is famous for its stunning beaches, hiking, waterfalls, and scuba diving.

Destination Rank: 149

Percentage of Squaremouth Sales: 0.02%

Average Premium: $294.93

Average Trip Cost: $4,537.23

Helpful Resources

• Mauritius Tourism
• Mauritius Travel Advisories

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Travelling to Mauritius

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